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How Prospective Homebuyers Can Avoid The Three Biggest Misconceptions About Mortgages

Prodigy Press Wire

At some point in time, everyone hopes to purchase a home for themselves and their families. While many understand the seriousness of this decision, millions of people still make mistakes throughout the process. This leads to financial difficulties and possible loss of the home if things escalate. No one wants to face these issues, which is why developing strong literacy about general financial concepts and mortgages is essential to avoid mishaps. Bruce Boguslav, the Executive Director of HSI Trust Homesavers Ltd, educates, negotiates, and advocates for clients, providing his and the organization’s expertise. In the last few decades, home ownership has become a far-fetched concept for younger generations. The price of real estate has skyrocketed, along with living costs and interest rates. Many people are struggling to buy a home, or even rent, in this landscape. These extenuating circumstances highlight the increasing need for home buyers to seek out reliable partnerships with companies like HSI Trust which can provide valuable advice. HSI Trust was founded in 2009 during the American subprime mortgage crisis, which was mainly caused by predatory mortgage lending, unregulated markets, and overwhelming consumer debt. HSI Trust sought to address and assist consumers to understand mortgage agreements and options and to navigate financial difficulty and other factors of real estate and debt. Many years later, Bruce still sees home buyers experiencing some of the same issues, despite education being more accessible. “The three biggest misconceptions I see my clients have are simple things you’d think anyone buying a home wouldn’t struggle with. However, no matter their age, educational background, or race, people find finance complicated and often ignore things they need to understand. The first problem I see is that people misunderstand financial products and services from the get-go. They don’t know what they’re being provided with, and that makes them vulnerable to exploitation. Secondly, many people don’t read or comprehend the terms of contracts they sign, and they fail to learn about the legal responsibilities of owning a home. Finally, if they get into crippling debt and other financial difficulties, they wait too long to ask for help.” According to the US Chamber of Commerce, Americans have a total mortgage debt of $11.39 trillion. This figure includes businesses, financial institutions, and homeowners. As home prices continue to rise in all 50 states, consumers can expect a high monthly mortgage payment. Here’s what Bruce suggests home buyers can do to make informed decisions about buying their home. Many buyers take a home’s price at face value, not considering any associated costs for purchasing and maintaining a property. Bruce says this is a fatal mistake, as taxes and upkeep are intrinsically part of a home buyer’s responsibilities. To avoid falling victim to unmanageable costs, couples, partners or individual buyers need to be realistic about their budget. They should also consider external factors that can lead to increased costs such as extreme weather events, climate, and neighborhood demographics. Bruce says online mortgage calculators are vital for predicting what kind of down payment potential homeowners can afford. These tools also help them discover their average monthly rate for the area they’re looking to buy in. This helps the selection or elimination of certain homes and neighborhoods because they can quickly see if the properties meet their budget or are too expensive. For buyers who plan to find tenants to live in the home and pay rent, they will have to complete more extensive calculations. They will need to think about how long it will take to list the house and find and screen tenants. Depending on the amount of time, buyers may need to raise or lower their rent terms to match the market and their costs. Lastly, when formulating a rental contract, the owner needs to ensure that payments are enough to pay for the monthly mortgage and set aside money for future repairs or when the house is vacant. Bruce suggests saving at least 10% of rent for maintenance, repair, and vacancy each month. One of the most important things Bruce tells his clients is to be knowledgeable about financial contract terms. If they don’t understand what is written in the terms, they should get assistance from someone who does. This is a good way to prevent running into surprises or problems later. It is often assumed that everyone reads their mortgage contract. However, Bruce has many highly educated and savvy clients who have signed a contract thinking they have a fixed rate, but eventually learn that it’s adjustable or has other clauses that later come as a surprise. Unless they have money to burn, Bruce urges people to think twice before signing without fully understanding the contract. From his experience, poor financial literacy is found in all age and income groups. This may be surprising, but Bruce understands that few people are interested in the nitty-gritty of financial agreements. HSI Trust works to prevent or address these problems by providing education, negotiation, and advocacy services for clients. The firm can help clients make financial decisions, organize their finances, and resolve mortgage, student loan, and credit card problems. Additionally, HSI Trust provides financial consulting for individuals, families, and commercial clients. “If your situation requires financial expertise, HSI Trust is the one to trust,” Bruce says. “We help alleviate clients’ problems, and we also guide them to become more educated about their financial needs. HSI Trust wants to be a partner for clients, providing them with the tools they need to succeed.” Media Contact Name: Bruce Boguslav Email: bruce@hsitrust.org Release ID: 858653

January 12, 2024 09:30 PM Eastern Standard Time

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Navigating HTX Earn Products: The Ideal Choice for Cryptocurrency Investment Novices

HTX

Over the past decade, crypto assets, particularly Bitcoin, have showcased substantial growth. Despite a global economic slowdown, the cryptocurrency market, with more than ten years of development, continues to attract investors worldwide due to its openness, diversity, and standardization. Choosing the right trading platform is the first and foremost decision for individuals engaged in crypto transactions worldwide. As a world-leading digital asset trading platform, HTX has consistently adhered to the principle of prioritizing its users. Throughout 2023, HTX released 12 Proof of Reserves (PoR) audits, reassuring users that the platform funds are 100% backed. It ensures the security of user assets through a stringent reserve policy and exemplifies its unwavering commitment to safeguarding user interests with the utmost responsibility. By choosing HTX, users are opting for a stable and reliable path to profit. Currently, HTX Earn offers a variety of products designed to help investors achieve financial growth. Users can select products tailored to their financial situation, as each of HTX Earn's products has its unique features. Additionally, HTX Earn products boast distinct advantages, including a diverse range of offerings, high APYs, and low entry barriers. To begin this exciting journey toward wealth growth, simply visit HTX's official website and select ‘Earn’ in the top navigation bar, or open the HTX app and tap on ‘Earn’ on the homepage. 1. Earn Products: Easy Entry and Exclusive 100% APY for Beginners HTX Earn's products enable users to earn rewards on their idle assets with either flexible or fixed terms. ‘Flexible’ is a passive income option designed for depositing and withdrawing assets at any time, allowing for the instant arrival of redeemed assets. Meanwhile, interest is distributed daily and automatically reinvested, enabling users to earn profits while maintaining the flexibility and liquidity of their assets. Fixed-term products offer higher returns in exchange for users' commitment to not redeem their assets before the scheduled redemption date. Notably, HTX Earn has introduced a new 7-day Fixed product, exclusively designed for new users. This product features an impressive array of 35 trending cryptocurrencies and boasts a 100% APY. Users can enjoy the convenience of receiving their earnings in just 7 days. Additionally, HTX Earn features a ‘NewList’ section, aimed at fostering the growth of newly listed cryptocurrencies. These products are meticulously selected for their exceptionally high APYs, providing users with the latest and most promising profit-earning opportunities. With the potential to achieve returns of up to 1,000%, these offerings ensure that users stay at the forefront of the market. Currently, HTX Earn's Fixed products support automatic redemption upon maturity, with daily updates on product earnings. For those with idle funds in their spot wallets, HTX Earn's Simple Earn products are an ideal choice. If you have no immediate plans for utilizing these funds, consider confidently investing in these products to earn asset rewards and effortlessly generate passive income. 2. Flexi Max: Stable and Consistent Returns, an Ideal Option for Long-Term Holding Flexi Max is designed for large-scale, long-term investments. It offers high returns and allows for instant redemption at any time. This product requires a minimum subscription amount and includes a redemption fee. The longer you hold, the less you pay, with the redemption fee reducing to as low as 0. Flexi Max boasts four distinct advantages and characteristics: 1. Steady: Flexi Max offers higher returns than Fixed products with stable and consistent performance. 2. Flexible: The product allows you to subscribe and redeem your assets anytime. The assets redeemed will be credited to your account on T+0 day. 3. Safe and Stable: The feature is based on HTX's robust risk management system, ensuring the safety and stability of your assets. 4. Redemption Fee Rates: With a fixed APY of Flexi Max, you can achieve greater returns with lower redemption costs by holding the product for a longer duration. For Flexi Max, a fee of 0-0.5% of the principal redeemed will be charged for each redemption. The longer you hold, the lower the redemption fee, with lowest fee being 0. Interest begins accruing the day after subscription (Day T+1)and will be credited to your account in a lump sum with your principal after redemption. If you redeem your assets on Day T, interest calculation will end on Day T-1. The minimum subscription amount varies for products of different cryptocurrencies. Please refer to the subscription page for specific information. 3. Shark Fin: Offer Various Options and Enable Investors to Seek Higher Returns Shark Fin is the latest addition to HTX Earn's financial product lineup, named after its return curve resembling a shark fin. HTX's Shark Fin represents an evolution in options products, and its pattern can either be bullish or bearish. It offers fixed settlement dates, ensures no principal loss, features floating APYs, and provides basic returns. The accuracy of users' predictions regarding future market trends will determine their returns from Shark Fin. Features and advantages of Shark Fin: 1. No principal loss. 2. Basic returns. 3. Enable investors to seek higher returns on top of the basic returns. 4. Short investment cycle without affecting fund liquidity. 5. Combine advantages of American options, European options, and touch options, offering more flexibility in gameplay. Investors can pursue yields based on market fluctuations alongside basic returns, enhancing the attractiveness of the Shark Fin product. Shark Fin caters to a broad spectrum of investors, spanning the following categories: 1. Prudent investors: Shark Fin is an ideal choice for prudent investors who prioritize stability in their investments, as it comes with no risk of principal loss and offers guaranteed basic returns. 2. Investors with moderate risk tolerance: If you aim for higher returns while maintaining investment stability, Shark Fin is an excellent choice. 3. Beginners: For novice investors, Shark Fin presents the advantage of guaranteed basic returns, coupled with the opportunity to engage with potential yields through market fluctuations. 4. Entry-level options traders: Shark Fin is essentially an options product. It offers a practical way for investors to understand the mechanics and strategies of options trading before venturing into it. By investing in Shark Fin, investors can get a firsthand experience of how options work. Currently, HTX Earn offers 7-day Shark Fin products and 3-day Shark Fin products. It’s worth mentioning that a new "Auto-Renewal" feature for Shark Fin products will be introduced, enabling automatic subscription to the same product using your principal from the previous cycle. This eliminates the need for repetitive manual operations in each phase. As a low-risk structured product, Shark Fin offers users guaranteed basic returns unaffected by market fluctuations, along with the protection of their principal. As of November 30, 2023, HTX has successfully issued 12 phases of Shark Fin products. Users can subscribe by navigating to "HTX Earn" -> "Shark Fin" during the subscription period. 4. Dual Investment: Explicit APR with Rewards in the Form of Double Cryptocurrencies HTX Dual Investment is a non-principal-protected structured product comprising two cryptocurrencies. It offers investors the flexibility to choosea target price and date, enabling them to take advantage of opportunities to buy the specified cryptocurrency at a lower price or sell it at a higher value in the future. The Dual Investment product is non-principal-protected and generates floating earnings. It enables you to earn returns by investing in cryptocurrencies like BTC, ETH, AVAX, and SOL. According to the Dual Investment rules, the product’s APR is explicitly fixed upon purchase. However, the settlement cryptocurrency at maturity is uncertain and is determined based on the market price of the relevant underlying assets at expiration and the predetermined strike price. HTX is constantly expanding its range of available cryptocurrencies and providing a wider selection for Dual Investment. The product's logic can be summarized as follows: 1. Upon purchase, users can select a Dual Investment product, purchase amount, strike price, product expiry date, and callable price (optional). 2. After the purchase is made, the interest income from this product is earned and distributed to users' Options accounts immediately. 3. Upon the product's expiry (delivery) date, the initial investment assets will be returned to users in full or converted to the alternate cryptocurrency based on the strike price, depending on whether the product is "exercised." All HTX Dual Investment products follow the format "Base Currency - Alternate Currency - Dual." The base currency is used for product purchase and is received at expiry if the product is not exercised, while the alternate currency is received at expiry if the product is exercised. Users can earn fixed interest income from any Dual Investment product. Conceptually, Dual Investment is non-principal protected. Nevertheless, compared to pure derivative products, it can be considered less risky. Furthermore, subscribing to Dual Investment may expose one to risks similar to those experienced during market fluctuations while holding coins. However, in terms of returns, Dual Investment proves to be a better choice than simply holding coins. Dual Investment caters to a wide range of investors, including crypto hoarders in volatile markets, bargain hunters in downtrends, profit-taking users in rising markets, long-term investors, and seasoned, mature investors. During a bullish market, individuals have a variety of needs and preferences when it comes to managing their funds. To address these demands, HTX has upgraded its product features. Now, during spot trading, users have the freedom to choose whether to utilize their current crypto balance in the Flexible product. HTX Earn has reportedly introduced the "Auto-Earn" feature, applicable to all cryptocurrencies available in Flexible products. With a simple click, users can effortlessly enable auto-earn for their spot assets, allowing them to enjoy real-time returns. This feature enables users to benefit from flexible deposits and redemptions, secure asset management, and stable returns, better aligning with their needs. Once Auto-Earn is enabled, the system will automatically initiate compound investments at 10:00 (UTC) every day. HTX Earn serves as a dependable instrument for the management of virtual assets, presenting a range of products that align with users' requirements. It guarantees the utmost security of assets, thanks to the exchange's robust risk management system. HTX Earn is purpose-built to deliver top-tier assets for daily passive income, coupled with a user-friendly interface that ensures a seamless and convenient wealth management experience. This year marks the 11th year of HTX's secure operations. Looking ahead to the next decade, HTX aspires to evolve into an all-encompassing platform that spans spot trading, derivatives trading, and wealth and asset management. It aims to become a trusted metaverse free port for global users in the Web3 era, with a vision to achieve financial freedom for 8 billion people on earth. About HTX Founded in 2013, HTX has evolved over a decade from a simple cryptocurrency exchange to a comprehensive blockchain business ecosystem. This expansion covers a wide range of services including digital asset trading, financial derivatives, wallets, research, investments, incubation, and more. As a world-leading portal to Web 3.0, HTX is committed to a growth strategy focused on global expansion, ecological prosperity, wealth effect, and safety and compliance. This approach enables us to offer comprehensive, safe, and reliable services and value to virtual currency enthusiasts around the world, reinforcing our position as a global gateway to Web3. Contact Details Michael Wang glo-media@htx-inc.com Company Website https://www.htx.com/

January 12, 2024 09:12 PM Eastern Standard Time

SEIF Finance Emerges as a Leading Force in the Crypto Ecosystem with a Mission for Financial Decentralization.

Rev Up Marketers

SEIF Finance has established itself as a driving force in the crypto ecosystem with a mission for financial decentralization. The organization emphasizes on the global and financial inequalities as a stark reality and transforms their aspiration for financial decentralization into a strategic vision. The transformative power of technologies such as Bitcoin, Ethereum, and smart contracts served as a pivotal catalyst, aligning seamlessly with SEIF Finance's ideals and culminating in its establishment. SEIF Finance stands as a testament to the fusion of visionary aspirations and pragmatic implementation. The organization's commitment to decentralization goes beyond rhetoric, as it actively leads the way in establishing a comprehensive hub within the crypto currency ecosystem. The dynamic convergence of web2 and web3 reflects SEIF Finance's revolutionary approach, positioning itself at the forefront of industry evolution. In a landscape characterized by constant change, the organization's dedication to decentralization aligns with a broader movement seeking to redefine traditional financial systems. As blockchain technology continues to mature, SEIF Finance remains dedicated to fostering innovation and driving positive change. Moreover, the emergence of cryptocurrencies, particularly Bitcoin and Ethereum, has played a pivotal role in shaping SEIF Finance's trajectory. These digital assets, coupled with the revolutionary concept of smart contracts, have provided the impetus for SEIF Finance to advocate for and actively contribute to financial decentralization. The organization focuses on the potential of blockchain technology to create a more inclusive and transparent financial ecosystem. Video link: https://youtu.be/BgtrMWXZseo Furthermore, SEIF Finance aims to empower individuals globally, by fostering a decentralized financial landscape, and leveling the playing field and reducing reliance on traditional, often exclusionary, financial systems. About SEIF Finance: SEIF Finance, leading force in the decentralized finance space, driven by a mission for financial decentralization. With a focus on creating a fair and transparent society, the organization leads the establishment of a comprehensive hub in the crypto currency ecosystem, contributing to the evolution and innovation of the financial sector. As SEIF Finance continues to advance its mission, the company remains dedicated to fostering positive change in the financial sector. The journey towards financial decentralization is an ongoing process, and SEIF Finance invites industry stakeholders, enthusiasts, and the global community to join hands in this transformative endeavor. Additionally, The organization will launch SEIF Coin Utility Token next year (2024). Its launch will coincide with the introduction of a Staking Hub, empowering users to contribute liquidity for tokens and engage in farming liquidity pool fees, thereby augmenting the capabilities of our platform. This strategic approach aligns with its commitment to innovation and user empowerment within the evolving landscape of decentralized finance. https://discord.com/invite/Q5tjnHsc7Q http://www.airtable.com/app1cHKPeJ9ZAxQMd/shrZBxOx3Pl2nR6oT Talk directly with SEIF Team https://seif.finance/ Contact Details SEIF Finance Mrs. Rea Barreau info@seif.finance Company Website https://seif.finance/

January 12, 2024 03:05 PM Eastern Standard Time

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Thriends Token Marks a New Milestone in Community-Driven NFT Projects

Rev Up Marketers

Thriends Token, the community-driven NFT project led by prominent Threads influencer NFTStreetKid, has officially launched its Thriends Token (TT) Initial Exchange Offering (IEO) on P2B. With a total supply of 1.45 billion TT Meme tokens, including a reserve of 300 million for SKT holders, Thriends presents a unique occasion for participants to engage in a rewarding journey. Thriends Token, designed to reward NFT holders, assumes a pivotal role in this thoroughly crafted project that features custom-designed artwork developed between mid-April and November 2023. The Thriends NFT Collection, a testament to artistic dedication, showcases artwork that required over 1,500 hours of meticulous effort. As a community-driven initiative, Thriends actively explores avenues to enhance the utility of the Thriends token. The commitment to distinctive features adds value and offers a meaningful purpose for token holders, fostering engagement and facilitating seamless trading within the Thriends community. Thriends introduces the Thriends Token (TT) exclusively for SKT holders to earn Thriends meme tokens through NFT staking. The eagerly awaited launch of the Thriends meme token is scheduled for the year 2024, with a current staking rate set at a generous 0.3 TT per second. This presents a lucrative opportunity for quick token accumulation, though the staking rate is expected to gradually decrease as NFT holdings rise. Thriends, owned and operated by NFTStreetKid, a prominent figure in the Threads influencer community, is committed to fostering a strong sense of connection within the community. To stay informed about real-time events and gain insights, followers are encouraged to engage with the Threads account for an immersive Thriends experience. The IEO on P2B marks the beginning of Thriends' inaugural journey, with the team anticipating significant success. The Thriends project invites participants to stake their Thriends NFTs promptly and be part of this enriching experience. For media inquiries and further information, please contact them on Website | Threads | Telegram | Twitter About Thriends: Thriends Token is a community-driven NFT project spearheaded by NFTStreetKid, a prominent Threads influencer. The Thriends NFT Collection features custom-designed artwork crafted between mid-April and November 2023, showcasing the artistic dedication and requiring over 1,500 hours of meticulous effort. Thriends Token (TT), designed to reward NFT holders, is at the forefront of this project, offering unique opportunities for community engagement and seamless trading. Contact Details Thriends Token Alex Milo info@thriends.io Company Website https://thriends.io

January 12, 2024 02:59 PM Eastern Standard Time

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New Year, Healthiest You: Real Talk About Weight Loss Medication

YourUpdateTV

It’s that time of year again - New Year, Healthiest You! When we think about health goals which often include weight management, there is no avoiding the white hot topic of weight loss medications. Recently, Hims and Hers medical experts, Dr. Craig Primack, Leading Obesity Medicine Expert and SVP Weight Management and Dr. Jessica Yu, Clinical Psychologist and Sr. Director of Patient Experience, participated in a nationwide satellite media tour to discuss weight loss medication, how to achieve sustained success, and the connections between emotions, weight management and mental health. A video accompanying this announcement is available at: https://youtu.be/3EJ0WhNYiEE With stats showing 7 in 10 American adults are overweight or obese, it’s no surprise the conversation around weight loss medication took off like wildfire and it’s not stopping anytime soon. Leading health & wellness platform, Hims & Hers, recently launched Weight Loss by Hims & Hers, a comprehensive and customizable prescription based alternative to the GLP-1’s (i.e. Ozempic, Wegovy, Mounjaro) that have dominated headlines recently. Addressing the major roadblock of cost, accessibility and lasting results - this personalized weight management program is affordable (no insurance needed), offers oral based medication, and provides customers with ongoing content and coaching throughout their health and fitness journey. Weight loss is both a physical and psychological endeavor. By addressing underlying factors that contribute to weight gain including nutrition, behavior, and movement - Hims & Hers creates a tailored holistic plan in order for customers to lose and keep off the weight leading to long-term health benefits. For more information, visit hims.com or forhers.com About Dr. Craig Primack Dr. Craig Primack MD, FACP, FAAP, FOMA is a physician specializing in obesity medicine. He is the co-founder of Scottsdale Weight Loss Center in Scottsdale, Arizona, where he began practicing full-time obesity medicine. Primack completed a combined residency in Internal Medicine and in Pediatrics at Banner University- Phoenix, and Phoenix Children's Hospital. Dr. Primack received post-residency training in Obesity Medicine and is one of about 7,000 physicians in the US certified by the American Board of Obesity Medicine. He completed his undergraduate studies at the University of Illinois and subsequently attended medical school at Loyola University - The Stritch School of Medicine. Dr Primack routinely does media interviews regarding weight loss and regularly speaks around the country educating medical professionals about weight loss and obesity care. He is co-author of the book, “Chasing Diets”. About Dr. Jessica Yu Dr. Jessica Yu is the Senior Director of Patient Experience at Hims & Hers. She is a clinical psychologist whose professional mandate has been to bring evidence-based mental healthcare to those in need in new and interesting ways. At Hims & Hers, she works to uphold psychological principles at every step of the mental health journey, develop new ways of helping people achieve their emotional and mental health goals and contribute to thought leadership. Dr. Yu holds a Bachelor of Arts degree in Human Biology from Stanford University and a Ph.D. in Clinical Psychology from Rutgers, the State University of New Jersey. Contact Details YourUpdateTV +1 212-736-2727 yourupdatetv@gmail.com

January 12, 2024 02:18 PM Eastern Standard Time

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Gaia Energy Ltd T/AS Home Energy Grants Launches Innovative Free Boiler Replacement Program in Wales

KISS PR Brand Story

is excited to announce the launch of a new, innovative free boiler replacement program for residents in Wales. This program is dedicated to enhancing home energy efficiency and reducing carbon emissions, offering a significant step toward sustainable living for Welsh communities. It provides an opportunity for eligible individuals to upgrade their heating systems to more energy-efficient models, ensuring warmer homes and a positive environmental impact. The significance of this program is profound, particularly in fostering energy efficiency and sustainability across Wales. Outdated and inefficient boilers contribute to higher energy costs and increased carbon emissions. By participating in this program, households can alleviate financial burdens and promote a greener future. The initiative ensures access to the latest energy-efficient boilers, reducing energy wastage and carbon footprints, and enabling participants to enjoy improved warmth and comfort while actively contributing to environmental preservation. Eligibility for the program includes households with old or inefficient boilers. Gaia Energy Ltd T/AS Home Energy Grants offers a comprehensive solution, including installation of modern, energy-efficient boilers at no cost to the participants, supported by various grants and schemes. The process, guided by a team of experts, promises improved heating performance and lower energy bills, aligning with the goal of reducing carbon emissions and fostering sustainable living in Wales. Participants across Wales have praised the program, highlighting its transformative impact on their homes and lives. These testimonials reflect the widespread satisfaction with the program, emphasizing its success in enhancing comfort and promoting energy efficiency. Applying for the scheme is straightforward. Interested individuals are encouraged to contact Gaia Energy Ltd T/AS Home Energy Grants through their helpline or website. Qualified representatives guide applicants through the eligibility verification process. Following an assessment of the existing boiler system, approved participants are informed about the installation process of their new, more energy-efficient heating system at no cost. In summary, this program by Gaia Energy Ltd T/AS Home Energy Grants marks a significant stride in promoting sustainable living in Wales. The initiative offers eligible households access to modern, energy-efficient boilers, reducing financial burdens and carbon footprints. Committed to enhancing comfort and advocating environmental responsibility, the program stands as a beacon of support, offering Welsh communities the opportunity to embrace a greener future. Gaia Energy Ltd T/AS Home Energy Grants specializes in facilitating home energy-saving initiatives, including innovative programs like the free boiler replacement program in Wales. The company focuses on enhancing energy efficiency and reducing carbon footprints, aiming to provide accessible solutions for households and promote sustainable living practices. MEDIA CONTACT Contact Person Name: Adrian Barnard Company Name: Gaia Energy Ltd T/AS Home Energy Grants Email: admin@gaiaenergy.info Website: https://www.homeenergygrants.net/ Disclaimer: This press release is distributed by KISS PR, a third-party content publishing platform. The views and opinions expressed in this release are solely those of the issuing company or organization and do not necessarily reflect the official policy or position of KISS PR or its affiliates. KISS PR does not take responsibility for the accuracy or completeness of the information provided in this release. Please consult directly with the issuing company or organization for any questions regarding its content. Release ID: 864001

January 12, 2024 01:00 PM Eastern Standard Time

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News Release

Cryptocurrency Merchant Accounts Introducing Revolutionizing Transactions

KISS PR Brand Story

In a move that reflects the rapid evolution of digital finance, businesses are set to experience a paradigm shift with the introduction of Cryptocurrency Merchant Accounts. This groundbreaking development heralds a new era in payment processing, positioning cryptocurrencies as integral players in the mainstream commerce landscape. Cryptocurrency Merchant Accounts pave the way for businesses to seamlessly integrate digital currencies into their payment processing systems. As cryptocurrencies gain widespread recognition, this innovative solution opens up avenues for businesses to engage with a broader spectrum of consumers, including those who prefer digital assets as a means of transaction. One of the key advantages of Cryptocurrency Merchant Accounts lies in the efficiency and cost-effectiveness of cryptocurrency transactions. Leveraging the power of blockchain technology, these accounts offer faster settlement times and reduced transaction fees compared to traditional payment methods. This not only streamlines financial operations for businesses but also enhances the overall efficiency of transactions. By adopting Cryptocurrency Merchant Accounts, businesses provide their customers with a diversified range of payment options. This move caters not only to the increasing number of cryptocurrency enthusiasts but also appeals to a broader demographic looking for alternative and innovative ways to conduct transactions. As the financial landscape continues to evolve, businesses are presented with an opportunity to embrace the future of finance through Cryptocurrency Merchant Accounts. This forward-looking approach positions businesses at the forefront of technological advancements, allowing them to navigate changing consumer preferences and remain competitive in a dynamic market. Cryptocurrency transactions are fortified by robust cryptographic security measures inherent in blockchain technology. This added layer of security not only protects businesses from potential fraud but also instills confidence in customers, fostering a secure and trustworthy environment for financial transactions. About Cryptocurrency Merchant Accounts The introduction of Cryptocurrency merchant account signifies a monumental shift in the way businesses perceive and engage with digital currencies. This solution represents more than just a transactional innovation; it's an opportunity for businesses to future-proof their financial operations. Media Information Name: Wllcoin Organization: Wellcoinex Email:info@wellcoinex.com Address: Edinburgh, Scotland Disclaimer: KISS PR and its distribution partners are not responsible for the content and information in this press release. The news is presented solely by the source (Wellcoinex). Any decisions, financial or otherwise, based on the contents of this press release are made at your own risk. For direct inquiries or more information about this news, please contact Wellcoinex at info@wellcoinex.com. This press release may contain information related to cryptocurrency. Cryptocurrencies are highly volatile and you should never invest more than you can afford to lose. Always seek professional advice before making any investment. The information regarding cryptocurrencies does not constitute investment or financial advice. Release ID: 861626

January 12, 2024 01:00 PM Eastern Standard Time

News Release

Matt Payne's F-Stop Collaborate and Listen Podcast Celebrates 350 Episodes of Candid Photography Conversations

Prodigy Press Wire

The F-Stop Collaborate and Listen podcast celebrates 350 episodes of meaningful and intimate conversations with photographers, industry insiders, and other artists passionate about nature and landscape photography. The highly-rated podcast continues to serve as an essential avenue for experienced photographers, novices under the radar, and even mere enthusiasts to share their knowledge, experiences, and profound love for photography with a broader audience. Matt Payne, the host and creative mind behind F-Stop Collaborate and Listen, aims to provide photographers, irrespective of their expertise, a platform where they can offer and receive insight into various aspects of photography. This initiative is a product of Matt's journey from being a skilled non-profit and healthcare leader to a full-time professional landscape and nature photographer at Muench Workshops where he leads workshops to nurture the skills of aspiring photographers. As a fifth-generation native of Colorado, Matt's early days were spent climbing the vast mountains of his homeland. Immersed in breathtaking landscapes, he taught himself photography and has documented his journey ever since. In 2011, Matt decided to delve deeper into the art of photography, getting his hands on every resource he could to learn how to better capture nature and landscape photographs. He has been traveling around the world since then, from the United States’ natural parks and remote terrains to Antarctica's icebergs, penguins, and stunning landscapes. Unsatisfied with simply emulating the techniques of other photographers, Matt realized that the best way to improve his craft is to approach photography on a deeper, more personal level. This realization gave birth to the F-Stop Collaborate and Listen podcast, an avenue where photographers can talk about their journeys and, at the same time, learn from other's experiences. Recognizing the importance of seeking people's opinions to view subject matters from different lenses, the podcast host shared, "We tackle various topics and cover as many angles we can. We had a panel discussion on women in landscape photography. A previous episode focused on how to market one's work through print-making. Some of our guests talk about the impact of AI [artificial intelligence] on their business and how they leverage it for scalability. Others talk about their struggle with mental health and how photography has become an avenue to navigate it." F-Stop Collaborate and Listen spotlights the human side of photography. Aside from diving deep into the technical aspects of photography (e.g., equipment, techniques, processes used in production, etc.) and its intricacies, the podcast highlights the guests' journeys, including the things they have accomplished while pursuing the art and how it became a vehicle for self-expression and processing emotions, such as awe, excitement, and grief. With a master's degree in Clinical Psychology, Matt made it his mission to initiate intimate conversations with guests to illustrate how photography is more than a visual art form. It can also become a vital tool for self-expression, healing, and personal growth. This holistic approach makes F-Stop Collaborate and Listen stand out. Ultimately, the F-Stop Collaborate and Listen podcast stands as a welcoming platform where photographers and enthusiasts can leverage the wisdom and experiences of the collective to obtain valuable insight and improve their craft. It continues to promote nature and landscape photography as a medium for both artistic and self-expression. Aside from the podcast, Matt shows his passion for authentic photography by co-founding the Natural Landscape Photography Awards, a competition created to find the best landscape and nature photography. It is open to all digital and film photographers who value realism in their craft. In addition, as the podcast commemorates its 350th episode, Matt intends to publish a book encompassing similar themes. This venture showcases the professional photographer's dedication to continued exploration and growth. Media Contact Name: Matt Payne Email: matt@mattpaynephotography.com Release ID: 847432

January 12, 2024 12:30 PM Eastern Standard Time

A Milestone in Web3 Governance: STORM Chosen as Legal Counsel for 1inch DAO

STORM Partners

STORM Partners, a leading Web3 solutions provider based in Geneva, has been voted by an overwhelming majority as the legal counsel for 1inch DAO. The decision sets a historic precedent for decentralized autonomous organizations, as it becomes the first time that a DAO has directly hired legal counselling services and delegated its legal representation before third parties. This decision also represents a bridge between the decentralized ethos of a Web3 DAO and the legal and regulatory stability provided by a centralized legal counsel. With STORM Partners’ extensive track record of Web3 client partnerships, this convergence signifies a seamless union of two realms, forming an ideal synergy aligned with the DAO’s objectives. It also marks a significant stride in addressing the multifaceted legal challenges faced by DAOs in today’s evolving landscape, such as regulatory compliance, contractual agreements, governance frameworks, liability protection, intellectual property rights, and defense against external claims The voting was closed on Tuesday night, with an overwhelming 96.46% approval. This is a one-of-a-kind case, as the Swiss company, as legal counsel, proposed the DAO to be engaged and have detailed the characteristics of their mandate. Thus, 1inch DAO has chosen and conferred upon STORM Partners a power of attorney to legally represent it before third parties. “ We are honoured that the 1inch token community has entrusted us as the legal counsel for their DAO. Our team is dedicated to safeguarding their interests with the utmost commitment. This engagement, being 'fully decentralized,’ marks a significant step forward in the journey towards legal recognition of decentralised organizations. It's not just a milestone for us but a testament to the evolving landscape of legal frameworks adapting to innovative governance models,” said Nicola Massella, director of the Legal and Compliance department at STORM Partners. The importance of legal counsel for 1inch DAO cannot be overstated, given the intricate challenges posed by regulatory risks, liability concerns, contractual ambiguities, governance complexities, and the imperative need for legal recognition as a legitimate entity in multiple jurisdictions. We are thrilled to embark on this new chapter with STORM Partners. This partnership not only represents a significant milestone for 1inch Network but also for the broader decentralized finance space. As we navigate the complex regulatory landscape, this collaboration stands as a testament to our dedication to innovation while upholding our core principles. We are enthusiastically looking forward to the future, confident that this union will bolster the robustness and credibility of DeFi, enabling us to continue to expand the horizons of what’s achievable”, added Jordan Reindl, Governance Lead at 1inch. STORM Partners' exclusive focus on Web3, coupled with its tailored approach and experienced legal services, positions it as an ideal collaborator for 1inch DAO. About STORM Partners STORM Partners is a premier all-in-one professional services provider within the dynamic blockchain industry. Its expertise spans the global landscape of Web3, collaborating with a diverse spectrum of businesses and brands – from nimble startups and pre-IDOs to flourishing scale-ups and established global organizations. About 1inch DAO 1inch DAO is a decentralised organization that governs the network parameters, enabling 1INCH holders to vote for key protocol parameters and collect governance rewards. Distributed by STORM Partners. Contact Adrian Bono for interviews and quotes -adrian.bono@storm.partners or telegram @STORMPartners Contact Details STORM Partners Adrian Bono adrian.bono@storm.partners

January 12, 2024 11:27 AM Eastern Standard Time

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A Milestone in Web3 Governance: STORM Chosen as Legal Counsel for 1inch DAO