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5 Best No Credit Check Loans With “Guaranteed Approval” in 2023 From Direct Lenders

Dimebucks

What are your thoughts on the practicality of no-credit-check loans? Yes, having bad credit is a pain, especially if you deal with it daily. Bad credit loan applicants now have access to the funds they need, thanks to the widespread availability of no-credit-check loans. If you've been looking for a reputable loan platform connecting you to various lenders that offer real no credit check loans, you've found the right site. We scoured the industry for the best lenders that provide loans with no credit check and put up a list of our editors' top picks. You'll find all the information about the best loans available without a credit check. Overview of Loans with No Credit Checks PaydayChampion: Loans without hard credit checks and guaranteed approval for those in a rush. GreenDayOnline: Online payday loans offer up to $100 without a hard credit check. RixLoans: Loans available without a hard credit check and for alternative income sources. PaydayDaze: Loans available without a hard credit check for those with low incomes. Paydaypact: No Hard Credit Check Payday Loans Available with Instant Approval for Qualified Bad Credit Borrowers Find the top US-based loan lenders with no credit check for 2023 - apply now! 1. PaydayChampion: Loans without hard credit checks and guaranteed approval for those in a rush. With PaydayChampion, you may apply for a no-credit-check loan online in just a few minutes and get a response in under two. One benefit of applying for a loan through PaydayChampion is that if a lender does a credit check and discovers a low credit score, they may still be able to approve you for a loan. When a borrower applies for a no-credit-check loan with guaranteed approval from PaydayChampion, most participating lenders will evaluate the customer's capacity to repay the loan. No matter your credit history, PaydayChampion may lend you up to $5000 and a 3-24 months repayment period. No credit check loans may be available to you if you meet the following requirements: You have a valid ID showing you are at least 18 years old. Identifying documents verifying your residence are acceptable (utility bill) It's possible, with documentation, to demonstrate a monthly income of $1,000. (pay slips, bank statements) You were born in the United States, and now you live there permanently (or are a legal resident) The Benefits of Guaranteed Approval No Credit Check Loans for People in a Pinch The maximum loan amount is $5000. Loan terms might be up to two years in duration. Financial institutions reduce interest rates through negotiation. Disadvantages of Instant Approval, No Credit Check Loans Competitive Annual Percentage Rates 2. GreenDayOnline: Online payday loans offer up to $100 without a credit check. High approval rates and good for bad credit scores GreenDayOnline comes in at a close second on our list since it facilitates connections between borrowers and lenders who provide loans for as little as $100. The loan amounts go up to $5000 if more is needed. GreenDayOnline offers short-term, no-credit-check cash advances that can be repaid over three to twenty-four months. Lenders often set up direct debits to ensure a comfortable financial condition for all borrowers. Installments for short-term loans can be automatically withdrawn from your bank account every week or month with this method (even fortnightly arrangements can be made). Small payday loans online with no credit check can have high interest rates but if you can repay by the end of the month they are affordable. Greendayonline’s lenders also allow rollovers in case you cannot pay the loan back immediately. Small Payday Loans Online No Credit Check Starting at $100 If You Meet These Requirements You are 18 years old. You have a job/source of income and a monthly salary of $1,000. You've got a direct-deposit bank account in the US. You have the right to live and work in the USA without interference from anybody else. Benefits of Online Payday Loans for Bad Credit from $100 Get a loan for any amount starting at $100. Repayment terms that are flexible to fit your budget Receive a loan despite your credit history. Cons of Online $100-$1000 Payday Loans with No Credit Check The amount of interest you pay will vary from lender to lender. Greendayonline has high approval rates 3. RixLoans: Loans available without a credit check and for unemployed individuals. Bad credit welcome No hard credit check is required for a loan from RixLoans, so even unemployed people can qualify. Our third choice, RixLoans, has a simple online application process and possibilities for borrowers who need more traditional employment. A borrower's capacity to pay back the loan regularly is the primary consideration for approving a loan without a credit check. At RixLoans, affordability is prioritized over credit history. Loans for the jobless with no credit check are a boon to self-employed people, freelancing, or otherwise able to get by with little to no established credit history. Loan amounts on RixLoans' no-credit-check platform may go as high as $5,000. Loan terms range from 3 months to 24 months in length. If you're unemployed and meet the following criteria, you may be eligible for a loan that doesn't need a credit check: If you are over the age of eighteen. For at least the past three months, your monthly income has been at least $1,000. That SSN of yours is real and active! You've shown that you're a legal resident of the United States and, therefore a Loans for the unemployed that don't require a credit check can help in several ways. You can get a loan even without a pay stub. Borrow as little as $1,000 or as much as $5,000 All loans have convenient payback periods. Negative Aspects of No-Collateral Loans for the Unemployed High-priced method of financing but offers “guaranteed approval” which probably means in the 100-900% range. 4. PaydayDaze: Loans available without a credit check for those with low incomes and who are unemployed The services offered by PaydayDaze are quite popular among those with low incomes. This loan provider has established itself as a leader in the industry by consistently providing superior service throughout the loan no-credit-check application procedure. The application process for a loan with no credit check is as simple as filling out an internet application form. The amount you borrow and your existing financial status will determine the repayment terms the lender offers. The standard payback period length is between 3 and 24 months. Loans with no credit check might be pricey, with interest rates starting at 5.99% APR, but they are well worth it due to their ease and the fact that most banks don't work with those with low incomes. Low-Income Borrowers May Be Eligible for No Credit Check Loans if They Meet These Criteria You have a monthly income of at least $1000. You've got an S.S. number. You're over the age of eighteen. Assumingly, you have a direct-deposit-capable US-based bank account. Benefits of No Credit Check Loans for the Working Poor Accelerate your access to quick cash Get a loan from $100 to $5,000. Receive accommodating repayment terms Disadvantages of no-credit-check loans for low-income individuals High-interest rates on loans. 5. Paydaypact: No Credit Check Payday Loans Available with Instant Approval for Bad Credit Borrowers If you have low credit and need a payday loan online with no credit check and instant approval, Paydaypact is a fantastic loan-finding platform. To guarantee that clients with poor credit scores are qualified for payday loans with no credit check and rapid approval, lenders conduct affordability evaluations. Credit check payday loans are only available to some. Payday loans with no credit check rapid approval are available from $100 to $5000 if you match the requirements. The loan term is 3 to 24 months and the APR is competitive. If you meet the following requirements, you may qualify for a Payday Loan Online with No Credit Check and Instant Approval despite a Low Credit Score. You have a steady monthly income of at least $1000 right now. You must be 18 years old to continue reading this. You were born in the United States, and now you live there permanently. Benefits of Online Payday Loans with No Credit Check and Immediate Approval even if You Have a Bad Credit Score Obtain a loan of up to $5000 with repayment terms of up to 2 years. Negotiate with creditors face-to-face Quick processing of loan requests The pitfalls of online payday loans with no credit check and instant approval for those with bad credit Steep rates of interest. Why consider Guaranteed Direct Lender No Credit Check Loan Applying for a loan with a direct lender that does not require a credit check might be a good option if you keep the following. Applying for No Credit Check Loans Online Borrowers of free credit check loans online must show that they can afford to repay the amount. This implies that you will be required to show proof of income and a record of your monthly expenditures, which will be compared to the money in your bank account. The legitimacy of Online Loans with No Credit Check Providers Dealing with unreliable or dishonest lenders is avoided using a loan-finding service. You can relax when you use a loan finder to apply for a no-credit check loan online. The Value of a Spending Plan while Trying to Get a Personal Loan There Will Be No Hard Credit Check Applying for the maximum amount of personal loans with no credit check just because you can raise the risk that your application will be denied. Pay careful attention to your finances before applying for a loan to make sure you can repay it. How We Chose the Best Providers to Offer Bad-Credit, No-Credit-Check Loans To compile our top list of no-credit-check loans for bad credit providers, we sought institutions that provided borrowers with the following features and benefits: Small-dollar loans, beginning at $100 Options for easy payback that work with your regular income. Lender Matching Services from Reliable Lender Panels with Monthly Payment Terms of 3 to 24 Months Conclusion Getting a no-credit-check loan is less of a hassle when you use a loan matching service like PaydayChampion to help you connect with a suitable borrower. Visit these Payday Lenders today and fill out their simple application for a loan, and you might have instant access to some of the greatest no-credit-check loans available. Frequently Asked QuestionsHow about a No Credit Check Installment Loan for a Freelancer like me? If you're self-employed and match the qualifications, you can apply for an installment loan with no credit check. The applicant must be a US citizen, earn at least $1,000 monthly, and have access to a checking account to receive direct deposits. How exactly does financing with no credit check function? Borrowers with poor credit ratings might still qualify for no-check loans. Given the tiny size of the loan and the substantial risk involved for the online lender, the interest rate reflects this reality. Which Types of Loans Are Easiest to Get Approved For if You Have Bad Credit? No credit check loans make getting a loan possible even with a low credit score. To qualify for one of these loans, affordability is prioritized over a high credit score. Disclaimer: The loan websites reviewed are loan-matching services, not direct lenders, therefore, do not have direct involvement in the acceptance of your loan request and do not have any influence over the APR that a lender may offer you or how fast the funds are deposited. Requesting a loan with the websites does not guarantee any acceptance of a loan. Some lenders may conduct credit checks with credit reporting bureaus or obtain consumer reports through alternative providers to determine your eligibility for a loan. Loans are not available in all States. Contact Details Wenn Lauren Snow pr@dimebucks.com Company Website https://dimebucks.com/

January 11, 2023 10:11 AM Central Standard Time

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Top 4 Payday Loans with Same-Day Approval for Bad Credit Borrowers from Direct Lenders in 2023

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The idea of emergency and unforeseen spending will be a tragedy for the ordinary American with a poor cash flow or a strict budget. A Payday loan is a type of loan that is a great option if you need money quickly and your budget only allows for a small price. A loan-finder tool can help you locate the finest payday loans online and connect you with reputable lenders who are most likely to aid you in your time of need. It can be challenging to sort out legitimate sources of fast money from fly-by-night operations when so many websites promise access to online payday loans. To help, we've compiled a list of the best online payday loan companies chosen by our staff. A Quick Overview of the Best Payday Loans Online GreenDayOnline: The best payday loan provider on the web. PaydayChampion: The Best Payday Loans with Same Day Payouts. PaydayDaze: The Quick Payday Loans Online Even With Bad Credit. RixLoans: The Best Payday Loans With No Employment Verification. Guaranteed Approval for the Top Online Payday Loans of 20231. GreenDayOnline: The best payday loan provider on the web. We took notice of the reputable loan platform GreenDayOnline because of the high quality of their service. The greatest online payday loans are available to borrowers through this service, and the application procedure takes just a few minutes. You must be eligible for top online payday loans to apply for them. If so, fill out a simple online application form with information about yourself (name, phone number, address, bank information, employment information, monthly costs, etc.) and pay attention to the loan agreement. It takes no more than two minutes after applying for the finest online payday loans to be matched with an online lender. The staff will let you know if they cannot help you or if you need to meet the eligibility requirements so that you may find another solution. You can complete the short-term loan process by contacting the online lender directly. The lender can provide funding between $100 and $5000, with repayment terms lasting from three to twenty-four months. The APR for the loan can vary. What You Need to Meet to Get Approved for the Best Online Payday Loans Identification with a valid photo is necessary. Age requirement: 18+ Monthly income requirement: $250 or $1000 Address and proof of income verification are required. The Benefits of the Best Cash Advance Loans Online Easy and quick access to funds Availability of Convenient Payment Plans Inviting Borrowers with Poor Credit The Downside of the Best Cash Advances Online The maximum interest rate is 35.99%. 2. PaydayChampion: The Best Payday Loans with Same Day Payouts. The three main criteria for loan approval at PaydayChampion are a regular source of income, the ability to repay, and the customer's present financial status. If your credit score is better, apply for the finest same-day online payday loans. PaydayChampion's instant payments are much more exciting. Those who use the PaydayChampion platform to apply for the finest payday loans online same day can borrow anywhere from $100 to $5000; repayment terms range from 3 to 24 months, and interest rates start from 5.99%. You must be a citizen or legal resident of the United States to be eligible and make at least $1,000 per month. Although the loan finder cannot ensure that your loan application will be granted, they can connect you with the top same-day payday loan lenders online. Loan-finders only work with reputable, honest payday lenders that avoid trying to trick you with unnecessary costs or a baffling array of loan terms and conditions. Criteria for Acceptance into the Highest Quality Online Payday Loan Service Must be at least 18 years old One thousand dollars or more must be earned monthly. Legal identification with a Social Security number is necessary. Benefits of the Highest-Rated Instant-Approval Payday Loans Online Accessible Loan Options Despite bad credit scores/poor credit scores. Payments can be automatically deducted on a weekly, biweekly, or monthly schedule. Loans that are approved are paid out as soon as possible. Cons of the Best Same-Day Online Payday Loans Ineligible applicants had monthly incomes of less than $1,000. 3. PaydayDaze: The Quick Payday Loans Online Even With Bad Credit. Credit issues Borrowers, sole proprietors, and students who match the eligibility requirements can apply. PaydayDaze offers some of the greatest online payday loans for individuals who need money fast but don’t have the best credit history. You will be granted a loan if you are financially secure and otherwise qualify for one. Borrow from $100 to $5000 with 3 to 24 months repayment terms, and interest rates start from 5.99% from PaydayDaze. When you apply for the finest instant payday loans online with PaydayDaze, you will be pleasantly pleased with how simple the loan application process is. Filling out the online application form will take up to a few minutes, and after you've sent it in, you will only have to wait a very short time to get a response. To finish the finest quick payday loans online, you will communicate directly with the payday lender if you decide to proceed with a loan and approve the loan agreement. Best Online Payday Advances Eligibility Requirements All applicants must be at least 18 years old. Proof of income: The minimum monthly income is $1,000. All proposals will be evaluated based on cost. Benefits of the Top Online Payday Loan Providers Loan-seekers are not charged for this service. Quick approval and simple online application Online loans are disbursed in as little as an hour after approval. Problems Associated with the Best Online Payday Loan Service Steep interest rates 4. RixLoans: The Best Payday Loans With No Employment Verification. Best direct online payday loans are available via RixLoans to those who meet the minimum monthly income requirements but do not have regular, full-time jobs. Bank statements and tax returns can be used as proof of income. The greatest direct online payday loans from RixLoans are available in sums from $100 to $5000, with interest rates starting from 5.99%. Don't stress whether you'll be able to repay the top direct online payday loans on time. Borrowers can choose from weekly, fortnightly, or monthly installments over a 3- to 24-month payback period from the online lenders on the RixLoans panel. RixLoans make an application for the best direct online payday loans an easy chore. You must submit an online application, which should take just a few minutes. And if all goes well, the money will be sent to you the same day. Criteria for Participation in the Best Direct Online Payday Loans Program Min age of 18 years Plus A bank account that permits direct deposit Put away at least a thousand dollars a month Best Direct Online Payday Loans: The Pros Approved online loans are paid out on the same day The application procedure is 100% online You can pay it back over three months to 2 years. Downsides of the Best Direct Online Payday Loans Extremely High Annual Percentage Rates What Are Some Good Online Payday Loan Providers, and How Do They Function? Where can I find the most reputable and affordable online payday loan providers? You know the answer to it immediately. Payday loans are short-term, small-dollar loans that may be applied for and received online. Instant online bad credit loans are available for $100 to $5000 and may be repaid in as little as two years. There is a wide spread in the interest rate, from 5.99% to 35.99%. Interest is added to the loan amount and repaid together with a percentage of the main debt when one applies for and receives the finest payday loans online the same day. Cash Advance Loans & Payday Loans Online | How to Apply Getting the best online payday loans quickly only requires four easy steps: 1. Choose the most suitable online payday loan amount and term. Instant payday loans online are available from $100 to $5000 and have a high acceptance rate. You may adjust the amounts using the sliders and options. Choose from 3 to 24 months repayment periods/lengths on the best online payday loans with immediate approval. 2. Fill out the Best Payday Loans Online for Bad Credit Form There is a simple online application to fill out while looking for the finest online payday loans for bad credit. 3. Obtain feedback on your loan request for the top web-based payday loans with poor credit in two minutes. In just two minutes, you'll know whether you qualify for the finest online payday loans for bad credit. After deciding whether or not to proceed with the best payday loans online with a same-day deposit, you will be redirected to the lender's website to complete the application. 4. Carefully read and sign the contract to obtain payday loans with same-day deposits. After everything has been worked out, the reputable lender will provide you with a contract to sign for the best payday loans online with a same-day deposit. Characteristics and Factors to Look for in Quality Online Payday Loans Without a Credit Check 1. Best Online Payday Loans No Credit Check Borrowing Amounts No difference in the loan amounts can be requested based on credit history. Loan amounts often range from $100 to $5000. 2. Online Payday Loans with No Credit Check Payouts Knowing how long it will take to receive your cash after approval for the finest online payday loans is crucial, no credit check. You won't have to wait more than 60 minutes when utilizing one of the loan finders we tested (often, the wait time is no more than one business day). 3. An Estimate of the Interest Rates for the Best Online Payday Loans with No Credit Check Even with the greatest online payday loans with no credit check, interest is a fact of life. The standard interest rate offered by lenders is between 5.99% and 35.99%. How Did We Pick the Finest Lenders of Online Payday Loans? We prioritized companies that offered the following features while determining the best online payday loan providers: Solutions for poor credit Modular loan conditions and amounts Simple online forms Conclusion We found that using a loan-finder service saved us a lot of time and effort compared to searching ourselves, and so was the best option for finding the finest online payday loans. Frequently Asked QuestionWhere Can I Apply for a Good Online Payday Loan? Several reputable online lenders provide payday advances, but you can reduce your research time using a loan finder like GreenDayOnline or PaydayChampion. Payday Loans Best Online: Possible with Bad Credit? GreenDayOnline, PaydayChampion, and the other loan finders listed above are happy to work with clients with less-than-perfect credit. You will need to demonstrate both financial and eligibility viability. Can You Tell Me About the Largest Online Payday Loans Available? Using the loan-finder sites we've researched, you may get a monthly loan of up to $5000 for the largest online payday loans. Contact Details Dime Bucks Wenn Lauren Snow pr@dimebucks.com Company Website https://dimebucks.com/

January 10, 2023 09:53 AM Central Standard Time

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Best Proofreading & Paper Editing Services: TOP 10 Websites Reviews

Genuine Papers

Proofreading and editing services have become essential tools for many individuals looking to improve their written communication. These companies can be particularly helpful for students, who may not have the language skills or time to thoroughly proofread and edit their own work. With the proliferation of online services, it can be challenging to determine which proofreading or editing company is the best fit for your needs. But what makes a proofreading and editing websites truly effective? Quality is of course the most important factor, but there are several other factors to consider. Ease of use and accessibility are crucial, as is the turnaround time for completed work. Customer service is also an important consideration, as you want to ensure that you can get help if you have any questions or issues with your order. In addition, the pricing of the service is a factor that many people take into account when deciding which service to use. No matter what your needs may be, there is a proofreading service that can help you improve your writing and communicate more effectively. Whether you're a student looking to turn in the best possible papers, seeking to make a good impression with your writing, or simply want to make sure your writing is free from errors, this list of the professional academic websites can help. This list includes the TOP 10 proofreading and editing services, based on their reputation, affordability, and overall effectiveness. Read on to learn more about the best that these businesses have to offer you. 99Papers - the best proofreading & paper editing service overall and our number one recommendation. With a team of experienced editors, 24/7 support and top-notch services on offer - this service is an invaluable help for perfecting any written work. PaperHelp - the #1 essay editing website in the USA. With a wide range of services on offer, this editing website makes achieving top marks and perfecting any written work easier than ever before. Ivory Research - a top-rated essay proofreading company located in the UK. Their team of executive editors provide a reliable service for making sure any written work is up to scratch and ready for submission. Studdit - the go-to professional dissertation edition service for students around the world. Their qualified editors can help you perfect any written work, with tailor-made advice and step-by-step guidance available to make sure your project is always up to standard. EssayBox - trusted academic proofreading provider. EssayBox is a definitive source for impeccable proofreading services tailored to meet scholarly standards. PaperCoach - the perfect choice for affordable and reliable thesis editing services. SpeedyPaper - an excellent same-day essay proofreading website! With an experienced team and quality assurance staff, you can be sure your paper will be perfect in no time. EssayPro - when it comes to proofreading, EssayPro is the cheapest option in the world. 1Essay - for research papers that demand precise, consistent editing, look no further than 1Essay. Their team of editors has the skills to deliver accurate and professional research paper editing services quickly, no matter the size or complexity of the document. 101Resumes - need help crafting the perfect resume? Look no further than 101Resumes! Their professional resume editors can take your current resume and turn it into polished, career-winning material. It is important to read full reviews before selecting a proofreading and editing service. The reviews listed here provide comprehensive details about each website's services, prices, and features. Let us help you select the website that will best suit your needs and budget. 10 Best Proofreading & Paper Editing Services 1. 99Papers 99Papers is an online service that provides students with access to experienced professionals who specialize in proofreading and editing documents. With the help of this service, students are able to produce papers that are free of errors and conform to the highest quality standards. Pros There are several pros to using 99Papers: Access to experienced professionals: 99Papers has a network of writers with advanced degrees and writing experience, so you can trust that you are getting high-quality assistance from experts in your field. Range of services: 99Papers offers assistance with a variety of academic projects, including essays, research papers, dissertations, and more. Customized solutions: 99Papers allows you to choose your own writer and communicate with them directly to ensure that your project is tailored to your specific needs. Flexible pricing: 99Papers offers a range of packages at different price points, so you can find an option that fits your budget. Customer support: 99Papers has a dedicated customer support team available to answer any questions or concerns you may have. How it works To use 99Papers, simply create an account and submit your project details. You will then receive bids from writers who are interested in working on your project, and you can select the writer who best meets your needs and budget. Prices The prices for editing services on 99Papers will depend on the length and complexity of your document, as well as the turnaround time you require. Prices start at approximately $10. It is worth noting that 99Papers offers a range of packages at different price points, so you can find an option that fits your budget. Additionally, the company often offers discounts and special deals, so it may be worth checking their website or contacting their customer support team to see if there are any current promotions that could save you money on your editing project. If you are unsure about the cost of your editing project, you can request a quote from 99Papers by submitting your document and specifying your requirements. The company's customer support team will then provide you with a detailed quote based on the specific needs of your project. Features As far as features go, 99Papers offers a variety of services to help you get the most out of their platform. Some of the features offered by 99Papers include: Variety of services Experienced writers Flexible payment options Secure ordering process Trustworthy customer service Overall, 99Papers is a reliable and cost-effective way to get professional proofreading assistance with your academic projects. 2. PaperHelp PaperHelp is a professional essay editing service in the United States that provides students with access to professional writers, editors, and copywriters. Pros Select your own professional: The main advantage of using PaperHelp is the ability to select a writer or editor who is best suited for the project at hand. This ensures that any document receives the proper attention it needs in order to be accurate and up to standard. Range of Packages: Additionally, PaperHelp offers a range of different packages tailored to every budget and project size. These packages ensure customers only pay for the services they need and can find an option that suits their specific requirements. Rigorous Quality Checks: All services offered by PaperHelp go through rigorous quality checks to make sure each document meets the highest standards before being submitted or published. Convenient: Customers benefit from the convenience of PaperHelp's ordering system which allows them to select a writer or editor based on their qualifications and expertise in a particular field. Quick Service: This ensures that projects are completed quickly with accuracy and precision, as well as allowing customers to communicate directly with the writer throughout the process if necessary. How it works Using PaperHelp is simple and straightforward. After creating an account, customers can submit their project details directly to the website. Here, they will be presented with a list of qualified writers or editors who have indicated an interest in working on the project. If a customer wishes to work with a particular writer/editor, they can select them from the list and proceed to enter additional information regarding the project such as word count and deadline. Prices Prices for editing services with PaperHelp vary depending on the length and complexity of the project. Prices start at approximately $17, and PaperHelp also offers packages tailored to different budgets and project sizes, allowing customers to select an option that meets their specific requirements. Features PaperHelp offers customers a range of features to ensure they get the most out of their services. Experienced editors with an eye for detail Affordable prices Variety of services Flexible revisions Reliable customer service 3. Ivory Research Ivory Research is an academic writing and essay proofreading service that offers a wide range of services for students of all academic levels in the United Kingdom. Pros Extensive knowledge-base: Ivory Research provides not only an experienced team of writers and editors but also a comprehensive online library with resources from top universities around the world. Quality assurance: All orders are checked by quality-assurance specialists to ensure that the final paper meets all standards. Fast turnaround time: Ivory Research can usually provide your edited document within 24 hours if you select their Express service. Secure payment processing: Payment options like Visa, MasterCard, PayPal and more are available, and your personal information is kept secure at all times. Comprehensive customer service: The friendly customer service team is available 24/7 to answer any questions or concerns you might have about your order. How it works First, choose the service you need – whether it's a basic proofread or an in-depth edit. Then upload your document and provide as much detail as possible about what needs to be done. Next, one of Ivory Research's experienced specialists from UK will review your order and begin working on it right away. The specialist will use their expertise to make suggested changes, improve grammar and spelling, or offer advice and feedback based on your instructions. Finally, once the work is complete, you'll receive a notification from Ivory Research letting you know that the project is ready for you to review and approve. You can then download the completed document from your account on the website. Prices Ivory Research offers competitive prices for their services, depending on the type of project and level of difficulty. Prices start at £11 per page for basic editing and proofreading. Features Here are some features that make Ivory Research stand out: Professional editors from UK Flexible delivery times Secure payment system Affordable pricing 24/7 customer service 4. Studdit Studdit is an online platform designed to make academic projects easier. It offers a range of services from dissertation writing and proofreading to in-depth editing, formatting, and citation help. Pros Real-time collaboration: Get access to real-time collaboration tools that can be used for group projects with colleagues or classmates. Easy document management: Easily find and manage all of your documents in one place, saving time and increasing productivity. 24/7 customer support: Studdit's customer service team is always there to assist you with any questions or concerns you might have about the platform. How it works First, create an account on Studdit and upload the project you need help with. Then choose the specific service you need, depending on your project requirements – whether it’s proofreading & editing, formatting & citation help, or more comprehensive assistance such as brainstorming ideas or providing feedback on drafts. Lastly, one of Studdit's experienced professionals will review your order and start working on it right away according to your instructions. Prices Prices vary based on the type of service you need and your deadline but typically start at $9.95 for a basic proofread or edit. There are also discounts available for larger orders and ongoing services such as monthly subscription plans. Features Affordable pricing Secure payment system 24/7 customer service Serves students, professionals, and businesses 5. EssayBox EssayBox is an online academic proofreading service that offers a wide range of services to help students and professionals improve their writing. Pros Experienced professionals: Their team of experienced editors have a wide range of expertise and can quickly understand your project needs. High-quality content: All projects are reviewed by the quality assurance department to ensure that they meet customer requirements. Secure payment processing: Payment options like Visa, MasterCard, PayPal, and more are available, keeping your personal information secure at all times. Comprehensive customer service: The customer service team is available 24/7 to answer any questions or concerns you might have about your order. How it works To use the service, simply select the type of editing assistance you need and upload your document. The team at EssayBox will review your order and start working on it according to your instructions. Once the project is complete you'll receive a notification from EssayBox letting you know that it's ready for you to review and approve. You can then download the completed document from their website. Prices Prices vary depending on the type of service required and the deadline but typically start from as low as $8 per page for basic proofreading services or edit jobs with shorter deadlines, and from $10 for basic " write my essay " plan. Features Expert editors Unlimited revisions 100% confidentiality Secure payment processing 24/7 customer service 6. PaperCoach PaperCoach is a perfect thesis writing and editing service that provides assistance to students and professionals. Pros A wide range of services: PaperCoach offers a variety of services including essay writing, dissertation writing, and editing and proofreading. Expert writers: PaperCoach claims to have a team of expert writers who are qualified in a variety of fields. 24/7 customer support: PaperCoach provides 24/7 customer support to assist with any questions or concerns. How it works The process is simple – customers submit their project requests with all the necessary details, and the team at PaperCoach takes it from there. Their experienced editors check for grammar, formatting, style consistency, and other elements to make your paper stand out. Prices Prices for their services vary depending on the type of work required and start at $9.95 for proofreading and editing services. Features Free revisions within seven days of delivery Money-back guarantee if you are unsatisfied with the delivered product Secure payment processing options Native English speaking editors available 24/7 7. SpeedyPaper SpeedyPaper's experienced & fastest editors can help you refine any written document, with useful advice and guidance available to ensure it's ready for submission and getting paper in a same-day. Pros A wide range of services: SpeedyPaper offers a variety of services including essay writing and dissertation writing, in addition to editing and proofreading. Expert writers: SpeedyPaper has a team of expert writers who are qualified in a variety of fields. 24/7 customer support: SpeedyPaper provides 24/7 customer support to assist with any questions or concerns. Direct communication with writers: You can communicate with your writer directly through the SpeedyPaper platform to discuss your project and provide feedback. Progress tracking: You can track the progress of your project through the SpeedyPaper platform. How it works Customers submit their project requests with all the necessary details, and the team at SpeedyPaper takes it from there. Their expert writers are knowledgeable in various fields and can quickly produce top-notch papers that meet customer standards. Prices Starting at $9.95, SpeedyPaper provides a range of services from basic proofreading and editing to more advanced academic writing assistance. Features Free revisions within seven days of delivery Money-back guarantee Secure payment processing options Confidentiality 8. EssayPro EssayPro qualified team of editors can help you refine any document quickly and effectively, all at an unbeatable price. Pros Wide range of services: EssayPro offers a wide range of writing services, including essays, research papers, term papers, dissertations, and more. This means that students can get help with all of their academic writing needs in one place. Professional writers: EssayPro hires professional writers who are experts in their fields. This means that students can trust that they will receive high-quality, well-researched papers. Affordable prices: EssayPro offers competitive prices for its services. Prices vary depending on the type of paper and deadline, but students can expect to pay around $11 per page for a standard essay with a 14-day deadline. Easy ordering process: Ordering a paper from EssayPro is simple. Students just need to provide their requirements, choose a writer, and pay for their paper. The company also offers a live chat feature for any questions or concerns. How it works To use EssayPro, students simply need to visit the website and place an order. Users can then choose a writer based on their qualifications and price. Once the writer completes the paper, it is delivered to the customer for review. If the customer is satisfied with the paper, they can then release the payment to the writer. If they are not satisfied, they can request revisions or request a refund through the money-back guarantee. Prices EssayPro offers competitive prices for its services, starting at approximately $11 for a standard essay with a 14-day deadline. Editing and proofreading services are also available at an additional cost. Features Secure payment processing Money-back guarantee Direct communication with writers Free revisions Confidentiality 9. 1Essay 1Essay is an online writing/editing service that specializes in providing quality and professional research paper writers assistance. Pros Experienced writers and editors: 1Essay has a team of experienced writers and editors who are knowledgeable in various fields. Guaranteed efficiency and accuracy: 1Essay promises to deliver the highest quality papers with guaranteed accuracy and efficiency. 24/7 customer support: The team at 1Essay is available to answer any questions or concerns 24/7. Quick service: 1Essay is known for providing fast service to its customers. How it works The process is simple – customers submit their project requests with all the necessary details, and the team at 1Essay takes it from there. Their writers are experts in various fields of study and can quickly produce top-notch papers that meet customer standards. Prices Prices for editing and proofreading services start at $6. There is an additional fee for other more advanced services. Features Secure payment processing Money-back guarantee Free revisions 10. 101Resumes 101Resumes is an online service that provides top-notch quality resume writing services for a wide range of individuals. Pros Expert writers: The writers at 101Resumes are knowledgeable in various fields and can quickly produce elegant, professional resumes tailored to the customer’s requirements. The process is easy: The process of using 101Resumes is simple and straightforward. Customers just need to submit their details, choose a writer, and then wait for the resume to be delivered. Affordable prices: 101Resumes offers competitive prices for its services, starting at around $10 and increasing based on the complexity of the project. How it works At 101Resumes, the process couldn't be simpler: customers send in their project requests with all of the relevant details and our team takes ownership of it immediately. Our writers are highly experienced professionals in different industries and they produce outstanding resumes that exceed customer expectations within a short time period. Prices Prices for resume editing services start at $10 and increase based on the complexity of the project. Features Knowledgeable resume writers Secure payment processing Money-back guarantee Fast turnaround time Friendly customer support FAQ What proofreading means? Proofreading is a critical step in the process of producing high-quality written documents. It involves thoroughly reading through text to detect any errors or inconsistencies that might affect the overall quality and accuracy of the material. This includes checking for typos, spelling mistakes, incorrect grammar, punctuation errors, formatting issues and more. Professional proofreaders also review the document’s clarity, readability, flow and structure to ensure it communicates a clear message to readers. With their expertise, they can help make sure that all your documents are well-written and error-free before being released for distribution. Furthermore, their services can provide additional peace of mind by ensuring compliance with standards set by professional organizations or companies. By taking advantage of these services you can save time and energy while ensuring that your work meets the highest quality standards. What is proofreading service? Proofreading companies provide an essential service for all types of written materials, from college essays and dissertations to business reports and research papers. Professional proofreaders can help make sure that your documents are free from spelling, grammar, punctuation, and other errors before they’re distributed. They also review their clarity, readability, flow, and structure to ensure that the content is easy to read and conveys a clear message. In addition, they can ensure compliance with standards set by professional organizations or companies. By taking advantage of these services you can save time and energy while ensuring that your work meets the highest quality standards. What is an editing service? Editing services involve refining the quality and structure of writing to ensure that your document is well-written, accurate, and effective. Professional editors can review your work for any errors or inconsistencies in grammar, spelling, punctuation, and formatting. They can also help improve clarity by restructuring sentences and paragraphs and adding transitions where necessary. In addition to these editing tasks, they can provide feedback on content to make your document more engaging. This includes providing suggestions for improving the flow of ideas and strengthening arguments. By taking advantage of professional editing services you can create documents that are precise, polished, and professional. What is the difference between proofreading and editing? Proofreading and editing are two distinct processes that together ensure the highest quality of writing. The main difference between proofreading and editing is the scope of each process. Proofreading focuses on small details such as grammar, punctuation, spelling, and formatting, while editing looks at the more substantial elements of your document such as content, structure, and flow. Professional proofreaders go through documents line-by-line to correct errors, whereas editors look at the big picture to provide feedback on how to improve clarity and strengthen arguments. Both processes ultimately result in a piece of writing that is polished, professional, and ready for publication or distribution. Is it worth paying an editor? Absolutely! An experienced professional editor can help you create and refine a high-quality document that effectively communicates your message. Professional editing services ensure accuracy and clarity by removing errors in language, formatting, structure, and content. Furthermore, working with an editor can help you save time and energy as they quickly identify improvements that need to be made to improve the overall quality of your work. Ultimately, hiring an editor is well worth the investment since it will guarantee that the end product meets the highest standards of writing. What are types of proofreading? There are a few different types of proofreading that can be used to ensure the accuracy and quality of writing in any document. The most common type of proofreading is known as content-level proofreading, which involves correcting errors in language, structure, and formatting. Structural proofreading focuses on checking for consistency in headings, formatting, fonts, and margins throughout the document. Copyediting also looks at more substantive elements such as the organization of ideas and the clarity of arguments. Finally, technical proofreading looks at issues with punctuation and spelling accuracy. All these forms of proofreading ensure that documents meet the highest standards before they are published or distributed. How much do proofreading services cost? Online proofreading services are often significantly more affordable than traditional proofreading services, especially when taking into account the time and effort saved in not having to travel to a physical location. Because of this, many businesses and students find that online proofreading services provide an excellent compromise between quality and affordability. Prices for online proofreading services can vary depending on the length of the document and the level of detail needed from the service provider. Can I pay someone to proofread? Definitely. Paying someone to proofread is an excellent way to ensure the accuracy and quality of your documents, especially when time is a factor. Many professional proofreading services are available online, making it easier than ever to find an experienced and qualified proofreader that can help you with your needs. Whether you’re proofreading a short story, blog post, academic paper, or any other document, there’s a service out there that can meet your needs at an affordable price. What is the best proofreading and editing service? 99Papers is widely regarded as the best proofreading and editing service available. With 99Papers you can expect to receive highly accurate, detailed editing and proofreading services from qualified professionals. They offer a wide range of services, from grammar checking to thorough document review, ensuring that your documents are free of errors and are up to the highest industry standards. In addition, their customer service representatives are available 24/7 for any questions or concerns you may have. With 99Papers you can be sure of receiving the best paper proofreading and editing at an affordable price or you can buy cheap essay written by their professional writers. Conclusion Using online services such as 99Papers, PaperHelp, Ivory Research and Studdit can be an invaluable asset for students looking for assistance with their academic projects. Not only do these services provide access to experienced professionals who can provide help with proofreading and editing documents quickly and accurately, but the expertise of these professionals ensures that your documents are free of errors and up to the highest quality standards. The services we listed and rated above offer a range of packages tailored to any budget or project size, so you can find an option that suits your needs. Additionally, they often offer discounts and special deals which makes their services even more affordable compared to traditional tutoring sessions. Online proofreading services and editing services typically employ a team of experts in various disciplines so you can receive specialized attention when it comes to working on different types of assignments. All in all, using any of these professional services is a great way to ensure the accuracy and quality of your work while still being mindful of your budget constraints. Contact Details Robert Claus proofread@legitwritingservice.com

January 10, 2023 08:52 AM Eastern Standard Time

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Planning for Retirement With a Retirement Age Calculator

Retirable

Knowing your total compounded savings helps you determine at what age you can retire. Not everybody can afford to retire at the traditional age, as their savings may deplete during the later years of retirement. Although a retirement age calculator cannot predict how long you will live, it’s a useful resource for optimizing your chances of having a comfortable retirement. A reliable retirement age calculator guides you in deciding how much longer you need to work and enables you to plan your investments to adjust your retirement age. What Is the Earliest You Can Retire? You can retire at any age, but retirement benefits are age specific. Withdrawing money from your individual retirement account (IRA) at age 59½ is penalty-free. The rule of 55 is an IRS policy enabling employees to withdraw from an employer-sponsored retirement account at age 55 without incurring a penalty. But your retirement age and the legal age at which you’re entitled to receive benefits can differ. When Can You Start Receiving Social Security Benefits? Retirement benefits depend on your retirement age. You can retire at age 62, but that may result in a reduction of up to 30% of Social Security benefits. Larger benefits are provided to people who are at the full retirement age, which used to be 65. Benefits gradually increase by a few months every birth year until reaching the age of 67 for individuals born in 1960 and later. The optimal benefits are offered at the retirement age of 70. As an example, retiring at the full retirement age of between 65 and 67 in 2022 would provide you with a maximum benefit of $3,345. If you retired in 2022 at the age of 62, your benefit would be $2,364. You would receive the optimal benefit of $4,194 if your retirement age was 70 in 2022. The Average Retirement Age The normal retirement age (NRA) used to be 65, but a law passed by Congress raised the age because many people are enjoying longer retirement years than before. NRA is also known as the full retirement age, varies from age 65 to age 67 by year of birth. How To Prepare for Retirement You can take several precautions to ensure that you reach the optimal retirement forecast that is likely to emulate reality. Use a Retirement Age Calculator A retirement calculator shows you a projected retirement age based on your current age, retirement savings, monthly investments and the expected annual interest rate. Let’s assume the following data: Current age: 30 Current retirement savings: $100,000 Monthly investment: $500 Annual interest rate: 5.5% Amount at retirement: $1 million Based on the above data, you could retire at age 60 to have $1 million in retirement savings. Your total amount invested would be $282,500, and the interest earned is $718,130, bringing your total to just over $1 million. You would need to make 365 contributions, and the last deposit date would be June 1, 2053. A calculator offered by Retirable estimates your retirement income and helps you plan by enabling you to determine whether you need to delay your retirement. It also helps you budget for your retirement expenses and determines whether you need to increase your retirement savings contributions. Also Use a Social Security Benefits Calculator A Social Security benefits calculator helps you estimate your retirement benefits based on your date of birth and earnings history. An income calculator provides a forecast of your expected retirement income, whereas an age calculator estimates the age you can retire with your current savings and monthly investments. Opting to use Retirable benefits calculator provides a complete picture of the total income you can expect in retirement because it includes benefits. Talk To a Financial Adviser A retirement financial adviser provides an investment plan tailored to your goals to ensure you have enough money to retire comfortably. Retirable’s financial advisers consist of a professional team that provides guidance for your retirement to ensure you have control and peace of mind in your golden years. Working with a Retirable financial adviser helps you gauge at what age you can retire and any adjustments you need to make to your contributions and expenses to reach your retirement goals. Ensure You’re Well Prepared For Retirement Planning for a comfortable retirement entails knowing at what age you can retire. A retirement age calculator helps you to adjust your investments to reach your goals and plan for a delayed retirement if necessary. Your retirement age also entitles you to Social Security benefits. Using an effective process to build your retirement plan requires you to consult a financial adviser who will provide a tailored plan to ensure you enjoy your retirement. This post contains sponsored advertising content. This content is for informational purposes only. Contact Details Retirable Retirable +1 833-222-1807 info@retirable.com Company Website https://retirable.com/

January 09, 2023 02:21 PM Eastern Standard Time

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Get the Red Carpet Look: Celebrity-Approved Jewelry Trends for 2022

BriteCo

The past two years have been filled with things like lockdowns and a questionable economy, so it’s no wonder that jewelry trends are going in the opposite direction. People want to break out and have fun, and one of the best ways to do that is to take part in the tradition-smashing trends being seen now. For instance, have you noticed the oversized pieces with brightly colored jewels? That’s all part of the fashion jewelry trends that are taking the world by storm. Here are the jewelry trends for 2022 — will you join in the fun? What Kind of Jewelry Was Trending for 2022? Perhaps the perfect description of jewelry trends in 2022 was uttered by Sophie Quy, executive vice president at Threads Styling. She calls it “dopamine dressing.” In other words, celebrities — and everyone else — are using jewelry to carve out a happy place in their lives. Today’s jewelry trends are filled with large and colorful pieces and no jewelry ideas are out of bounds this year. But here’s the twist: Last year’s jewelry trends appeal to everyone, because alongside those attention-grabbing pieces are dainty necklaces with tiny pendants. Whether you want to wear out-of-the-box jewelry pieces or more understated and classic pieces, you will fit in with this year’s trends. Here are some of the highlights of the jewelry trends of 2022 that you’ll want to pay attention to. 6 Top Jewelry Trends Loved by Celebrities and Consumers Alike in 2022 It’s no secret that people watch celebrities to find out what type of jewelry they are wearing. Whether they want to find a knockoff of the same piece or just look for inspiration, celebrities have their fingers on the pulse of jewelry trends, and consumers can learn a lot from them. Here are some of the most inspiring jewelry trends of 2022 — many of them inspired by celebrities. Hoop Earrings Back in 2016 and 2017, hoop earrings were a huge trend, and for those who love extravagant earrings, there’s good news: Hoop earrings are back in style. Celebrities like Jennifer Lopez, Kim Kardashian, Eva Longoria, Jessica Simpson and Megan Fox have all been seen wearing them. Both silver and gold hoop earrings are in style, so choose your favorite metal and join the hoop earring trend. You can wear large, chunky hoops or opt for a smaller, more classic look, but either way, wearing hoop earrings was on trend for 2022. Layered Necklaces For people wanting to attract some attention while achieving a multidimensional look, layered necklaces are a great way to do so. Sandra Bullock pulls this off effortlessly with a combination of pearls and chunky metal jewelry. You can use dainty necklaces to achieve the look, or if you’re really looking to make a statement, bold and colorful necklaces will do the trick. Herringbone Necklaces In the 1980s, herringbone necklaces were the thing. But they faded away, and for a while, the jewelry type was considered old-fashioned. Until now. Herringbone necklaces have made a comeback, and both celebrities and consumers wear the precious metal as necklaces, bracelets or even chains. Hailey Bieber wears hers so often that a jewelry company named its herringbone necklace after her. She wears her necklace with jeans and dresses and has been photographed wearing it with her swimsuit. Cord Pendant Necklace If you can remember the 1990s and the grunge scene, you likely remember all the cord pendant necklaces that adorned everyone’s necks. Kate Moss made the necklace famous while posing for a photo shoot in a cord pendant necklace and pink dress in 1994. Fast forward to today’s jewelry scene and you’ll find Gen Z celebrities like Iris Law and Matilda Djerf bringing back these fashion pieces. You can also combine these jewelry fashion pieces with other necklaces to create a layered look. Bella Hadid layered two cord pendant necklaces together — one with a heart pendant and the other with a chunky geometric design — to create a stunning look. Heart Everything When Saint Laurent came out with the puffy heart necklace in the spring of 2022, it started a trend that continues to gain strength. It seems that everyone is wearing jewelry hearts these days, but the fun thing about this trend is that the heart can take many forms. Some people like to wear dainty hearts on a thin gold chain, while others prefer Baroque or pastel hearts. Others take the trend to another level by wearing punk-inspired heart chokers. Heart-shaped diamonds are popular for engagement rings. Whether it’s a necklace, bracelet, anklet or belly chain, if you add a heart pendant to it, you’ll be in style. Colorful Jewelry While precious metals are still in style, another trend taking shape is colorful jewelry. Beaded jewelry like Native American chokers and colorful gems have taken the world by storm this year and show no indication of slowing down. For instance, Dua Lipa is known for wearing colorful and playful earrings with almost everything she wears. These candy-colored jewels are found in lollipop rings, large floral pendants and giant and colorful gemstones. 2022 Was the Year of Anything Goes in Jewelry Trends No matter what your style, it’s likely considered in vogue this season. People are investing in fine gold chains and hoops or are wearing less expensive colorful acrylic pieces. The key to last year’s style was to have fun and 2023 is looking no different. You can wear a bold piece that makes people notice you or wear a dainty heart on a thin gold chain for subtlety. Whatever jewelry trend you follow this year, make sure you take the time to insure your pieces with jewelry insurance in case they are lost, stolen or damaged. After that? Just have fun with whatever jewelry trend you want to wear! This post contains sponsored advertising content. This content is for informational purposes only. Contact Details BriteCo BriteCo info@brite.co Company Website https://brite.co/

January 09, 2023 01:36 PM Eastern Standard Time

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The Groom’s Playbook: Expert Tips for a Stress-Free Wedding

BriteCo

While it’s common for brides to plan and replan their wedding day, grooms have worries of their own. So if you’re about to take the plunge and you want to make sure your wedding goes off without a hitch, check out this guide to nailing your role as the modern wedding groom. Dos and Don’ts of Being a Groom No two weddings are the same, but these dos and don’ts are fairly universal. Dos The modern wedding groom should always: Offer Your Thoughts You may not be as particular as your partner, but that doesn’t mean they should make all the decisions. It’s your big day, too, and putting too much on them can lead to burnout. Plan Ahead Don’t leave anything to the last minute. Get everything done as soon as possible so that the big day goes without an issue. Nail Your Vows This is your moment to express why everyone you love is gathered in one place. Write something meaningful and practice it a few times ahead of time. Don’ts A modern groom should always avoid: Drinking Too Much Do your best not to go off the rails with the booze, or you may be hearing about it at family parties for the rest of your life. Taking On Too Much Responsibility It’s your big day, and you’re going to be busy no matter what you do. Delegate some tasks to your best man and maybe some groomsmen to lighten the load. Sweating the Small Stuff Problems will inevitably threaten your wedding day, but most of them aren’t as bad as they might seem. Be ready to brush them off as minor bumps in the road, and enjoy the day. Wedding Day Tips for the Modern Groom Take a look at some wedding tips that should prove useful to any modern groom. The Look Your look for the big day should be exactly what you and your partner want it to be, not necessarily what’s in vogue. You should sport a fresh haircut and a suit that fits. Accessories Groom accessories can add more to your appearance than you may think. Consider quality cufflinks, a unique tie, a colorful pocket square and personalized socks. The Ring The groom’s ring usually doesn’t get much fanfare, but there are some great-looking options that won’t eat too much into your wedding budget. Make sure you think about how your choice looks next to your partner’s. You may also consider a rubber or silicone ring if you work with your hands, as metal rings can sometimes cause serious injuries. Groom Hacks Here are a few tips to consider for your big day: Cool down after your shower and before dressing to avoid excessive sweating. Throw on some baby powder to keep you dry. Bring some extra deodorant, just in case. Avoid messy foods that might stain your suit. Stay hydrated! It’s also a good idea to bring some moist towelettes you can use in case of an emergency stain. Better safe than sorry! Choosing Groomsmen Selecting the people you want by your side at your wedding can be tricky. A good rule of thumb is to match the number that your partner anticipates will be in their wedding party. So make a list of family and friends you’d like to include and start the deliberation. Wedding Budget Refining your wedding budget can be stressful, but remember that your primary focus should be enjoying your big day, not spending a certain amount. You can plan a wedding on a budget. Start with an amount you’re hoping to spend and a list of needs, wants and reaches. From there, the picture will become clearer. It’s Your Wedding, Too! Many grooms will happily take a backseat when they’re planning their wedding, but there’s nothing wrong with giving your input and making the day reflect your vision of the perfect wedding. Hopefully, these tips can help you do exactly that. This post contains sponsored advertising content. This content is for informational purposes only. Contact Details The Groom Club contact@thegroomclub.com Company Website https://thegroomclub.com/

January 09, 2023 01:26 PM Eastern Standard Time

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How to Google Your Car Symptoms Effectively and Use AutoTechIQ to Know What to Do Next

AutoTech IQ

Google is the go-to website to find auto repair shops. This article shows car owners the importance of using the right search queries and sites to diagnose car symptoms online. Some owners aim to educate themselves on the what (is it?), why (do I need it) and when (do I really need to take care of it) before they talk to the auto repair shop. Do-it-yourself (DIY) motorists look to do repairs themselves without a shop’s help. Although the number of repairs a DIY can perform has dropped drastically because of the increasing complexity and computerization of today's vehicles, people still search for this information. After Google aggregates billions of search queries, its ability to detect the intent of a particular search is so successful that the results for similar searches differ significantly depending on intent. This article will show the significance of search intent and how AutoTechIQ ’s information leverages intent-based results for the success of motorists. Three Different Search Intents Google varies its search results based on three types of search intents. Informational intent ( AutoTechIQ calls it educational intent): Finding out more about the subject matter at hand, such as looking up a recipe, finding out what a timing belt is, or any other topic Navigational intent: Searching for a place online (a website) or a place in the real (brick-and-mortar) world. Transactional intent: Finding a firm to provide services, such as an auto repair shop. Google has created Google Business Profiles to satisfy the desire to purchase goods or services online and conduct the online purchase right there. The Slightest Search Query Change Can Make a Big Difference Pull up a Google search page to follow along with this brief exercise. It will show how impactful small changes in your search query can be. The first keyphrase to use is “Timing Belt Repair.” Looking at the result, Google clearly interpreted your intent as navigational. You want to find a trusted auto repair shop to perform a timing belt repair. The first result visible is a list of auto repair businesses, links to their websites, directions, office hours, the phone number, the number of reviews and the average ranking. Right next to it or above it is the map with the listed businesses. It makes it easy for you to select the right business. Scrolling down will reveal other websites, mostly parts websites or providers of automotive repair. The second keyphrase to try is “Timing Belt Replacement.” Although it is not much different than the first one, the search results satisfy informational intent. The results list videos and articles about how to replace a timing belt and at what cost. In addition, Google ads selling timing belts appear. Finally, try just “Timing Belt.” You’ll see Google ads promoting the purchase of a timing belt kit and other e-commerce websites offering to purchase them, an example of transactional intent. Google constantly changes the results based on its assessment of how effectively the results serve your intent and how they can monetize it. Often, results for more than one intent are visible, with one intent prioritized over the others. How Is AutoTechIQ Helping You as a Car Owner? Car owners like you who either want to know more about how to get their car issues fixed or want a second opinion after they consulted their auto repair shop might jump on Google and end up confused. Often the search results in articles and videos about how to replace the part or auto repair franchises' websites that tell them to bring their car to the nearest location. Neither serves the intent of education. You can find a better place for the answers you need. If you search the AutoTechIQ website, you’ll find articles like this one if you search for the symptom “my power steering light is on.” Car owners will find probable causes, inspection result images and potential fixes right on the AutoTechIQ site. This information creates the confidence to search for the right auto repair shop nearby that will perform the repair needed and document the findings with inspection results for the specific vehicle before and after the repair. This post contains sponsored advertising content. This content is for informational purposes only. Contact Details AutoTech IQ AutoTech IQ +1 866-678-8505 support@AutoTechIQ.com Company Website https://www.autotechiq.com/

January 09, 2023 01:15 PM Eastern Standard Time

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Best $255 Payday Loans Online With Same Day Approval: Cash Advance Loans in 2023

Dimebucks

At some point in their life, most people will be in desperate need of cash. There's no need to feel bad about it. At least once in our lifetime, every one of us will face a serious financial emergency. Remember that no matter how difficult or time-consuming the problem may seem, there is always a method to solve it. You may ask, "But what if I also have a low credit score in addition to the financial crisis?" And we'd tell you not to worry since the lending services we recommend are tailored to assisting customers like you in securing the finest $255 payday loans possible. Also, because the lenders we recommend only deal with lower loan amounts, the likelihood of your loan application being funded is good. You can continue reading about our recommended sites now that you know there is a quick and painless solution to your temporary cash woes. The Best $255 Online Payday Loan With Same-Day Approval in 2023 GreenDayOnline - Editors’ choice for the best $255 payday loan company with a cash advance. PaydayChampion - Get payday loans without a hassle or hard credit check on the same day. RixLoans - Dependable Loan marketplace offering fair interest rates. 1. GreenDayOnline - Editors’ choice for the best $255 payday loan company with a cash advance The proprietors of GreenDayOnline Loans were unsatisfied with the available financing options, which prompted them to create GreenDayOnline. That's why this financial institution has dominated the market since 2016 and recommended by many people in the United States. GreenDayOnline already relied on by many Americans, is quickly expanding its customer base by offering advanced financing options. One way GreenDayOnline stands out from other loan marketplaces is the creative ways it helps its customers overcome their financial troubles. And because of the wonderful long-term professional expertise of the GreenDayOnline team and the tireless efforts of its spokesman Tarquin Nemec, thousands of individuals have been encouraged to enjoy their lives to the fullest without continual financial worries. In other words, Americans are extremely fortunate and grateful to have this organization available to them in a financial crisis. GreenDayOnline is committed to continually improving its services and providing an exceptional customer experience. As a lending platform, GreenDayOnline connects borrowers with various lenders to help them access the financial resources they need. Features 1. Simple conditions GreenDayOnline's staff has shown concern for its customers by offering few application restrictions. They have simplified their lending policies to the point that a large number of the population of the United States is eligible to apply for and be approved for a loan. In the past, a bad credit score or an unexpected loan would have meant complete financial ruin, but these days, they're just small issues that can be easily resolved. Why? Because of industry leaders like GreenDayOnline. Anyone, from the convenience of their own home, may apply online, as the requirements are so straightforward. You may request a payday loan for $255 whenever you want, thanks to the accessibility of this service, which is open around the clock, seven days a week. Finally, you'll get your money within a few hours after applying because no paperwork is involved and no waiting in line. 2. Same-day funding If you choose GreenDayOnline, a reputable loan platform, you may anticipate receiving notification on the same day you apply. Since $255 is not an inconsiderable sum, and since you need this money quickly, GreenDayOnline will step forward and swiftly supply you with the necessary funds. 3. Payday loans A payday loan may be your best option when you already have a lot on your mind and can't afford to add anything further. If you get this loan, the lender will deduct the agreed-upon amount from your checking account on the payday loan repayment date. That's how simple it is. But remember that you'll need to provide proof of a stable revenue stream before this loan may be approved. 4. Minimal requirements To achieve its mission and aid the most people possible, GreenDayOnline has done all in its power to streamline, personalize, and reimagine its eligibility standards for loans. So doing this makes it feasible for people with the absolute poorest credit score to apply for and receive the money they require. Therefore, there are prerequisites you must meet before submitting a loan application. One prerequisite is reaching 18 while also being a lawful permanent resident of the United States. Second, you'll need to have and provide details on a personal checking account. Lastly, you must have a steady $800 monthly income from a reputable source. Pros There are no additional costs. Under Straightforward Premises Confidentiality of information guaranteed Easy application process Distributed system of financial institutions Prolonged employment in one's field Information security via encryption Cons GreenDayOnline is restricted to U.S. residents only. Customer reviews Since its founding in 2016, GreenDayOnline has served an ever-growing number of satisfied clients. We wanted to know what people thought, so we conducted a survey. We were overjoyed that 100% of respondents agreed that GreenDayOnline has been their financial lifeline and will be eternally thankful to the firm for its kindness and concern. Many buyers also expressed elation with the lightning-fast transfer of their money. People have said that when it comes to speed and dependability, GreenDayOnline is a synonym. 2. PaydayChampion - Get payday loans without a hassle or credit check on the same day PaydayChampion continued coming up as one of the finest places to get a payday loan for $255. And for a good cause. This organization has been assisting people with low credit scores for years, and its reputation for excellence and innovation is well-deserved. Despite their low credit ratings, many believe in this lending platform, which speaks volumes about the company's reliability and reputation. This platform's uniqueness also lies in its willingness to partner with Tribal lenders. That's a good indicator of the brand's commitment to diversity. Be aware that, due to Tribal rules, engaging with Tribal lenders may result in increased costs and taxes. However, this has not deterred borrowers from taking advantage of the services offered by Tribal Lenders. Further, PaydayChampion's focus on its customers has allowed it to successfully help borrowers of all financial backgrounds get loans without incurring high costs. Features 1. Extra services Even though it's highly unlikely that your loan application won't be granted, PaydayChampion has your back, just in case. They may recommend several optional extras to provide you with the highest quality service possible and assist you in obtaining cash as quickly as possible. Services like credit rehabilitation, payday loans, personal loans, debt relief, and so on may be invaluable in times of financial crisis and may be just what you need. 2. Easy to apply PaydayChampion has perfected the art of time management to achieve one of its primary objectives. Getting a $255 payday loan is now available with our simplified application procedure, which means you may apply today and have your funds tomorrow. Let's check out PaydayChampion's three-step loan application process as well. It all starts with a visit to the PaydayChampion website. In that location, you may access the online application right away. Get in touch with potential lenders by filling it out. The application for a loan may be completed quickly and easily at any time and place convenient for you. After the lenders get your application, they will analyze it, and loan offers will be made if you meet their requirements. Carefully reading through all the offers, comparing them, checking the APR rates and repayment terms, and then deciding which offer matches your requirements and suits your capabilities best is essential. There may be more negotiation with the lender after you accept the offer. Once you and the lender have settled on the payday loan terms, the funds will be put into your account in one working day or less. 3. Basic criteria The streamlined version of qualifying rules is one reason why this loan organization is so effective at assisting people with poor credit. Almost everyone with a serious financial problem and a pressing need for $255 can apply and receive their funds in record time. Listed below are the minimum standards that must be met. You must first provide us with your real name, street address, and email address. In addition, you need to be a permanent resident of the United States and at least 18 years old. A personal checking account is required for a third. Lastly, you will be expected to prove your reliable income. Pros A fast response time Trustworthy online loan service Installment loans Instantaneous deposit of funds Moneylenders from indigenous communities No extra charges or taxes Easy online registration Indicative Prerequisites for Applications Cons Outside of the United States, PaydayChampion cannot provide its services. Some tribal lenders may charge more in fees and taxes. Customer reviews After reading the testimonials posted there, we were struck by how many people have come to rely on PaydayChampion. They say PaydayChampion came through for them when no one else would and provided them with the necessary money and resources. Almost all borrowers were also pleased with how rapidly they received loan offers following the application procedure. 3. RixLoans - Dependable Loan Marketplace Offering the Lowest Interest Rates Considering its inception in 2015 as Bridgepayday, RixLoans, as the new brand name (2022), has consistently demonstrated the excellence that one would expect from one of the best loan websites. RixLoans has been the go-to lending platform of choice for borrowers for over two decades because of its admirable mission to aid people in financial need without coercing them into taking out a loan they do not want. As more and more people try and recommend this lender to their close families and friends, RixLoans's network of clients has covered the entire United States. With RixLoans, you can successfully find a lender that will match your needs due to its wide lender network. Furthermore, they're a reliable resource that helps connect you to these lenders, not one themselves. Features 1. Large network of lenders RixLoans has built a large network of lenders to assist as many people as possible. Additionally, their extensive lender network minimizes your application's rejection risk. If their immediate lenders cannot match your request, they can access a wider network in search of a solution. But RixLoans will immediately offer additional services related to your particular financial problem even if your application is rejected. Usually, these services are beneficial and ensure the users stay happy and content. Consequently, this platform applies all available resources to guarantee customer happiness. 2. Care about the customer experience Making consumers feel heard is a top priority for RixLoans. They have an in-house customer support staff, instructional tools, and resources since they want to make the loan experience unique for each consumer. By doing so, they hoped to guide their customers toward the most optimal financial choices. It's essential to remember that RixLoans is not the lender and can only have a limited impact on loan terms, interest rates, or criteria the lenders may establish. This is why it is advisable to review all offers thoroughly before making your final choice. 3. Application process The three-step application process at RixLoans is designed to be quick and uncomplicated, keeping with the company's reputation for speed. Utilizing this strategy, the application process and funding should take no more than a few minutes. RixLoans services are available around the clock so that you can apply anytime, from anywhere. To get started, here are the three steps of the RixLoans application process. Visit the RixLoans website. The application form is extremely simple, and you can fill it out in less than five minutes. Some basic information will be required from you. Second, the lenders will review and verify it after you fill out the convenient online form. You will start getting offers if everything is in order. You should carefully go through all the requests, and you can accept them after finding the offer that meets your requirements and expectations. Once both parties have mutually agreed to the terms, you can anticipate the funds being transferred into your checking account on the same day. Pros Safe and secure platform Free service Convenient online application form Wide lender network Long professional experience Excellent reviews Quick three-step application method Stellar customer care service Reliable offers Cons RixLoans services are not available outside the U.S. Customer reviews After reading numerous customer reviews, the team's expert knowledge garnered many compliments. People were very satisfied with how the platform manages cases, and its lenders offer desirable terms and conditions. Another thing is that the fast application process makes thousands of people be amazed. And lastly, customers said they felt 100% safe using this lending platform and entering their info on RixLoans's website. Here's How We Chose These Top $255 Online Payday Loan Providers As borrowing money from an unknown source is perilous, we set out to identify the most reliable online lending services. We were also concerned with ensuring these companies are risk-free, dependable, and popular amongst delighted customers. Before beginning our investigation, we formulated a set of requirements that the brands under consideration would need to meet. We've narrowed the field to three reliable lending platforms by carefully applying the defined criteria across many brands. Payday loans for $255 from any of these services are far more convenient than loans for greater amounts. Read on if you're curious about our considerations when writing this piece. Free of charge We made every effort to guarantee that you would incur no unexpected costs or taxes throughout your borrowing transaction. In light of this, we prioritized finding brands that provide their services for free. As a group, we saw this as crucial, as we would hate to impose any unnecessary/unexpected expenses onto your plate. Because of this, we have made it such that none of the three brands we carry will cost you a dime to use their services. Recommendations from the Consumers We have spent most of our time researching by reading through customer reviews and feedback to identify popular businesses that have earned universal approval. The most important thing we did was check the client reviews on the businesses' websites to see if the services were as amazing as the firms claimed. What's more, by reading these customers' feedback, we got a sense of the pros and cons of each brand, which was invaluable while writing this piece. Fast funding We sought service providers who could make deposits of $255 as quickly as feasible because this is a small sum of money. We've considered a few elements directly impacting the lender's efficiency to determine which online lender would best meet your needs. We looked for a service that might offer us immediate approval. Second, we needed to choose a financial institution with a short transfer period. Additionally, we looked for companies that provide support around the clock. Simple requirements We understand how difficult it may be to qualify for a loan when your financial condition could be better. That's why one of our objectives was to choose products with the fewest prerequisites and the least stringent implementation specifications. As a result, the application process for a loan will be considerably more streamlined, and with fewer criteria, your application will have a greater chance of being granted. If you've been overwhelmed by the seemingly unending pile of paperwork, rest assured that the three lenders we recommend need only a quick online application. The authenticity of the Brand We found several companies whose websites provided zero identifying information during our investigation. We need help locating any information on the company, its services, client feedback, or its creator and namesake history. Because of this, we have researched thousands of businesses to identify those who are honest and upfront with their patrons. We've accomplished what we set out to do. We have nothing to hide, and all three businesses we carry are completely open and honest about all they do. There will be no hard credit check Because they are tailored to helping people with poor credit scores, none of the three loan brands we provide conduct credit checks. These lenders wait until later to check credit because doing so can be unpleasant and lead to even more hassles. They're helping you save time and avoid the hassle of doing so. The reduced annual percentage rate We set out to save you a ton of cash by connecting you with a large network of lenders who may offer a more reasonable APR than you'd get with other businesses. Since this is so important, we connect you with various lenders that will disclose the annual percentage rates (APRs) offered to you before you commit to the loan. Remember that the APR flexibility offered by these businesses will allow you to tailor the APR to your needs, preferences, and goals. Suitable for bad credit score If you apply for a loan with one of the recommended lenders, your application is guaranteed to be approved even if you have bad credit. That's because most people with negative credit will meet the requirements of these loan sites. Thus, unlike banks, where a low credit score is a deal breaker, this is fine when working with private lenders. What to Look for in a Reliable $255 Online Payday Loan on the Same Day? Transparent practices This is an important indicator of whether or not a company is trustworthy. Brands on the up-and-up are transparent with their customers and provide all pertinent details about their wares online. On the other hand, fraudulent businesses hide as little as possible from you, making it obvious that they care about making as much money off of you as possible. The three loan companies we discussed are reputable, honest businesses. The reputation of the Brand They found out if people trust a brand and if their experiences with it are the greatest approach to determining whether or not that brand has a good reputation. Customers' propensity to spread the word about a business to their circle of influence is crucial. Many individuals need to pay more attention to this detail because they don't think it matters, but if a product has a poor reputation. Suppose you don't know about it. You might end yourself in much more financial trouble than you were previously in. However, you can be certain that everything associated with a trustworthy company is secure and legal. Standards for Eligibility Review the loan's qualifying parameters to ensure you satisfy the requirements before applying. You should pay close attention to each lender's qualifying requirements to determine which loan terms and conditions are most advantageous to your unique financial circumstances. Even if you meet the requirements, you may be asked for further information, such as your salary range, before your application can be processed. Sometimes, even if you meet the requirements, you will be denied. That's why the criteria for participation must be as straightforward as possible. Interest rates Loan amounts and lengths of time before repayment determine interest rates. You may safely assume that any company offering interest rates much higher than the market average is trying to con you. Lenders should also extend you the required amounts of money at an interest rate commensurate with the part. Searching across as many different lending platforms as possible can help you locate the best brand with the lowest APR. You can shop about, but we're confident that you'll get the best loan terms and conditions with one of the brands we recommend. Fast funds deposition The faster you can get your hands on the cash, the better, especially with payday loans and loans for people with less-than-perfect credit. Furthermore, waiting more than one working day for a $255 loan would be ludicrous. If you need the money quickly and are confident, you can get it at one of the three places we recommend, go ahead and apply for a loan. By doing so, you can receive the money within a day or two. Privacy and security Handling private information and data is sometimes an extremely delicate and important issue. You should look for companies that employ cutting-edge security and privacy features. Over a hundred thousand people utilize data encryption daily worldwide, making it the most popular safety approach. Only do business with a firm if you discover that it violates basic safety standards, adequately secures its customers' personal information or both. Your security and privacy are at risk if your personal information may be easily stolen and sold to the highest bidder. Loan terms and conditions The terms and conditions may be difficult to understand if you do not have much expertise with money or loans. Because of the potential for unwittingly assenting to words you do not fully understand, it is important to record any unusual terminology you encounter carefully. Only sign something if you fully grasp every term and condition. If you still feel comfortable accepting the lender's offer after giving yourself adequate time to read and fully understand the terms of the loan agreement, you can do so. You are the best judge of how a loan should be structured, given that you know your income, repayment capacity, financial demands, etc. You should look for a loan deal that fits your needs, as doing so is the only way you'll be able to pay your current bills and make your loan payments on time in the future. Check as many offers as possible Never accept the first loan offer you receive when seeking one. It is always wise to examine as many offers as possible to obtain the best terms and conditions ideal for you. It's in your best interest to shop for a loan company that can accommodate your needs and wants. Frequently Asked Questions 1. How can I tell if someone is trying to defraud me? If you need help with how differentiating between genuine and counterfeit brands, here are a few tips that can help. Advertising is typically the initial phase of any swindle. Advertisements and promotions are designed to be eye-catching and flashy. Companies can use this to persuade customers to buy their products. An additional warning sign is that usually, these organizations require payment in advance. They charge you exorbitant fees for services that respectable companies may offer at no additional cost. These companies also need to inform customers about the security measures they implement, making personal data vulnerable. 2. Can I still apply for a loan if I am unemployed? Generally, you can apply for a loan regardless of your employment status - the answer to your question is "yes." Although these two criteria must be met since you are no longer employed: the following is the detailed response. To begin, it is essential to secure a dependable source of funding. This income could be from various sources such as child support, alimony, a pension, a government check, or mortgage payments. To receive the loan, you must provide evidence that you have enough money to repay it by showing proof of income. Generally speaking, you should be okay if you have a steady income. 3. What are the typical requirements for receiving a $255 payday loan? Applying for a payday loan requires meeting certain criteria; it's important to understand the prerequisites before using it for financial assistance. People with low credit or experiencing financial hardship can get a payday loan relatively easily, as the application process has been designed accordingly. To be eligible for a loan, certain qualifications must be met. The article explains the standard loan requirements for payday loans and what is needed to qualify for a $255 loan. Age requirement: To be eligible for a payday loan, you must be at least 18 years old in the U.S., as it is the legal age of the majority, and direct lenders cannot give loans to those who are not considered adults. Residency and legal presence: To acquire a payday loan, you must possess a valid social security number and present evidence of being a permanent resident of the United States with legal presence. Employment or financial stability: Payday loan providers generally require proof of continued work or other reliable sources of income to be eligible for a loan. This is because lenders need to know that you can pay off the debt, and having a consistent income indicates financial security. Bank account: To obtain a payday loan, you must give the lender your bank account details, including the history and routing number. The funds can be deposited into this account when your loan is approved. Contact information: For your loan application, the lender will require you to provide accurate contact details such as phone number, postal address, and email address. Ensure this information is current since any inaccuracies may cause delays or outright rejection of your application. 4. Where to get a $255 cash advance? You're in luck if you need money and have been wondering where to obtain a $255 loan. This sum is commonly offered by online lenders who provide cash advances, and the application procedure is quick and easy. In this post, we'll discuss some methods you may use to apply for, and hopefully get approved for, a $255 cash advance. Online lenders: A cash advance of $255 from an online lender is one of the easiest ways to receive this amount quickly. Thanks to their fast application processes, you may get the money you need from many of these lenders in a matter of hours. You must do your homework and study customer reviews to choose a trusted online lender. Multiple applications: You can improve your chances of acquiring a cash advance by applying to many different lending websites. This will increase the number of loan options available and your likelihood of being approved for one. If you want to avoid winding up with many loans you can't afford, keep track of the applications you've filed and their respective statuses. Recommended lenders: You should check out our suggested offers if you need more time or resources to evaluate lenders. We found a few reliable lenders who provide attractive APRs and terms for payday loans, so you don't have to. Refrain from blindly taking a loan from any lender; read the fine print first. 5. What is the lowest possible credit rating to qualify for this loan? As we've discussed, lending firms exist to assist those with financial issues and low credit ratings. A negative credit score is often defined as anything below 580. If your credit score is below 580 and you need a loan from a bank, your odds of being approved are extremely low. However, if you go with a non-conventional lender, you won't have to worry about your credit score. In addition, a variety of loan companies do not do hard credit checks. 6. How long till my loan is approved? Lenders check and double-check your information after receiving your completed application. They will begin sending you offers if everything checks out. Very little time is spent waiting as a result of this. Then, it's time to examine all the offers, which might be the step that takes up most of your time. Take as much time as you need to decide on which offer to pursue. Shortly after settling on a proposal and reaching an agreement with the lender, you will get the funds. While the average time to deposit funds is one buseiness day, your bank also significantly impacts this process. You may expect your money by the next working day. Still, that's much faster than the months or more it may take to secure a loan from a traditional lender. The Bottom Line Online payday loans with fast approval can provide a convenient solution for people who need money quickly. When looking for a loan, it is important to research and select the lender with the highest reputation and best terms. These three payday lenders are renowned for their dependability, transparency, and commitment to safeguarding their customers' funds. Consider the different lending companies if you consider taking a payday loan. To make an educated decision about the lending industry, you can explore the buying guide, FAQs here, and other helpful resources. With the help of these tools, you can apply to one of the recommended lending companies and receive your funds within the same day. Contact Details Wenn Lauren Snow pr@dimebucks.com Company Website https://dimebucks.com/

January 09, 2023 09:17 AM Central Standard Time

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Million-Dollar Owner Mike Geygan Retires & Reflects on 31-plus Years in Business After Selling Minuteman Press Franchise in Lebanon, Ohio

Minuteman Press International Inc

Minuteman Press in Lebanon, Ohio, has been sold by retiring owners Mike and Karen Geygan to new owners Frank and Melissa Hiti. The longtime design, marketing, and printing center has been operating for over 40 years, and Mike and Karen are retiring after owning the business for over 31 years. All of the staff have been retained and will keep working to serve Minuteman Press clients in the community. Minuteman Press in Lebanon is located at 101 Dave Avenue, Suite E, Lebanon, OH 45036. New owner Frank Hiti says, “We are really excited to take over a business that has such an outstanding reputation in the community. As business buyers, we are blown away by the strong foundation that Mike and Karen Geygan built with Minuteman Press in Lebanon. This business is a well-oiled machine thanks to their hard work. Everyone has been so welcoming to us as new owners, and we will continue the path that Mike and Karen set by being a fixture in our community and make sure our business takes care of our customers.” Frank continues, “I am an engineer by trade, with a business degree. I spent my entire career in automotive manufacturing doing sales, engineering, project management, and procurement. I climbed the ladder but I always had that desire to be an entrepreneur. I felt I was in a good position to find the right opportunity and the right business to purchase. Everything I’ve experienced in the last few weeks since purchasing Minuteman Press has been even better than I expected. The support has been phenomenal from our local field rep Ryan, our team here in Lebanon is simply fantastic, and it’s so much easier to hit the ground running thanks to the strong customer relationships that Mike and Karen Geygan built. They earned their retirement and it’s been a win-win situation all-around.” History of the Business When Mike and Karen Geygan first purchased an existing Minuteman Press franchise in April of 1991, they took over a business that needed some work. Mike reflects, “We bought a 12-year-old shop and we needed to upgrade our equipment and clean things up, so that’s what we did. We liked the business model and the industry, and I really wanted to be involved in my community. Lebanon, Ohio is a rural town, and it just seemed like a unique place to own a business.” At the time, Mike worked in industrial sales and he liked that Minuteman Press wanted to him “to focus on running the business, not running a press.” He continues, “We looked at small businesses, other franchises, and another printing business. With printing, I liked that I would be selling to customers who could become repeat clients and order more from us. I also found the business hours and employee structure to be appealing, and with Minuteman Press, the royalty cap was a huge plus.” On that point, Mike shares, “Minuteman Press is a franchise that really cares about our success as franchisees. I feel that we get more help and support for the limited royalties we pay than other franchises who don’t have a cap. It’s not just about the dollars, it’s about the work they put in. They adapt and stay current, and the tech team is really cutting edge with everything they put into FLEX.” Another thing that really stands out to Mike after 31-plus years is the fact that he has always been able to run his business in a rural town like Lebanon in the way he wanted that best fit his community. “I always liked that Minuteman Press was hands-off in the sense that we could do what we needed for our business. We can do what works for us in our marketplace and go in the directions we want to go with our products and services as well as our pricing. They never asked me to charge $5.99 for a Big Mac because that’s what New York is charging.” Mike also credits his wife Karen Geygan for really solidifying the business from the financial side of things. “Karen worked on the financial side of the business and made sure everything was handled in that area. Her contributions over the years have been invaluable to our bottom line.” Growing to a Million-Dollar Business From 1991 to 1998, Mike, along with his wife Karen and his staff, were able to steadily build the business. They first joined the President’s Million-Dollar Circle in 1998 and they continued to hit that impressive milestone every year for the next 24 years (with the exception of 2020). Mike shares, “The biggest thing for us early on was growing through word of mouth referrals. At that time, I found that most printing companies in our area were not ‘good printers’ in the sense that their quality wasn’t great and they didn’t meet deadlines. We stepped in with printing that looked better and was always on time, and as a result we developed an extremely good reputation.” Mike continues, “We grew significantly based on those two key areas of quality and service. After 31 years, I can’t think of one customer that we lost because we dropped the ball. It’s all about communication. We talk to our customers, and we are honest with them. If we need to fix something or deliver on a tight deadline, we find a way to get it done.” He adds, “I have found that the shops that are the most successful operate with a sense of urgency. You have to be proactive. If a job needs to be delivered Friday, get it done early in case a machine goes down, paper or supplies don’t show up, or an employee is out unexpectedly. Don’t wait until Friday morning. The quicker you know something is wrong, the easier it is to find a solution. That is what’s always worked for us.” “We went from 100K in yearly sales when we first started to about $1.3 million per year. We got very comfortable and now it’s time to retire.” -Mike Geygan Today, Minuteman Press in Lebanon is a digital print shop with six full-time staff and two part-time staff. Mike shares, “We specialize in digital printing and do a good amount of mailings. We are in a rural town and so we do a lot of saturation mail for local school districts and other clients such as a large HVAC company and an addiction treatment facility. We also saw that during the pandemic, our community needed products such as large format printing, labels, posters, and signage.” Speaking of the pandemic, Mike says, “We were fortunate enough to be cushioned from serious impacts in 2020. In 2021, we found ourselves back at 2019 levels, and in 2022, we were up 20% over 2021 sales.” With new ownership coming in, Mike sees ripe opportunity for growth. “We have a nice foundation in place but I also see room for growth in wide format, apparel, and automation mailing. There are a lot of studies that show print is more effective than other forms of marketing. I think it’s important to mix in different ways of marketing and use print, internet, and social media channels.” Selling the Business When asked what it was like to work with Minuteman Press International to sell the business and secure his exit strategy, Mike shares, “I first had the thought of selling in March of 2022. I was turning 63 in July, I mentioned to my Regional VP Gary Nowak that we were starting to think about selling the business. My original intent was to retire by 65, and conventional wisdom told me that it would take some time to complete the sale. We were not intending to sell this year and weren’t ready to actually list the business for sale.” Mike continues, “Gary informed me in early July that he had potential buyers who he was already in contact with, and I figured there was no harm in meeting with them. As it turned out, the meeting with the buyers went well, and we ended up getting an offer fairly quickly. By September, the agreement was signed, and the sale was completed in November of 2022.” From his perspective, Frank Hiti says, “When we started looking to buy a business, I came across a business for sale ad from Minuteman Press. Gary Nowak reached out to me and as we were discussing a couple of different opportunities, we were introduced to Mike Geygan. We liked what we saw on our end with Minuteman Press in Lebanon and now during the transition, we are absolutely thrilled with how things are turning out. We bought the right business for us from great people in Mike and Karen Geygan.” “Our attitude was that if we get a good offer for the business, we would sell, and if we didn’t get an offer we were comfortable with, we wouldn’t sell. We really liked the buyers Frank and Melissa Hiti. We sold the business at a good time for us at a price we were comfortable with before we needed to sell, and while things were going well.” -Mike Geygan Mike shares the following three keys to selling a business: 1. Have clean financials. It’s important to be properly prepared for any questions and document requests, and to know your numbers. 2. Run a solid business and invest wisely. My dad was a financial planner, so in addition to running our business, we took care of ourselves on the personal investment side. That really adds up over the years, so be smart about how you invest and start early. 3. A business where the owner is doing everything is worth less to buyers. The company needs to be transferrable to new ownership. Delegate responsibilities to your team, and cross-train your employees. The more they know, the more valuable your business will be at the time of the sale. Final Reflections & Advice for Others As Mike and Karen transition to retirement, he reflects on what he’ll miss most. “Everybody says it’s the people that make the business, and that’s so true. We love our customers and our employees; they are like family to us. I also love being involved in the community and served on many local boards. Because we deal with such a broad variety of customers and organizations in the printing business, I was one of the people who knew everyone and so everyone would come to me. I simply loved being able to help and connect others.” He adds, “Our customers are happy for us, and I am very impressed with our local Minuteman Press field representative Ryan McIntyre who is helping with the transition, as well as the new owners Frank and Melissa Hiti. I know the business is being left in great hands.” Mike’s final piece of advice for others is this: “There are three functions that have to happen in order to be successful: 1. Find the business; 2. Get the jobs out on time; 3. Get customers to pay for your products and services. When you are small and just starting out, these functions may fall to the owner. However, if you want to grow, you need to delegate responsibilities and develop a company, not a monument to the owner. Remember, it’s a team effort.” Minuteman Press in Lebanon, Ohio, is located at 101 Dave Avenue, Suite E, Lebanon, OH 45036. For more information, call 513-932-4222 or visit their website: https://minuteman.com/us/locations/oh/lebanon/ Learn more about #1 rated Minuteman Press franchise opportunities and read Minuteman Press franchise reviews at https://minutemanpressfranchise.com Contact Details Minuteman Press International Chris Biscuiti +1 631-249-1370 cbiscuiti@mpihq.com Company Website https://minutemanpressfranchise.com

January 09, 2023 10:00 AM Eastern Standard Time

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