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Coverage at the Speed of Life: Guarantee Trust Life Insurance Company & AmeriLife Unveil Turbo Term Life

AmeriLife

Continuing their approach to innovative product design and delivery, Guarantee Trust Life Insurance Company (“GTL”) and AmeriLife Group, LLC (“AmeriLife”) announced today the launch of Turbo Term Instant Issue Life Insurance, a revolutionary new level term life product engineered to deliver clients fully customized benefits and policy lengths to match their unique needs. “Guarantee Trust is excited to partner with AmeriLife in developing and bringing to the consumer the most dynamic term product offering in the marketplace, said Richard S. Holson III, GTL’s chairman of the board, president and CEO. “We are proud to be aligned with the great marketing organization that is AmeriLife.” With GTL’s state-of-the-art underwriting platform powered by hr | ReFlex, Hannover Re’s automated underwriting system, long application processing is a thing of the past. With a fully digital application process — and no medical exams — agents can deliver their clients an affordable policy instantly with customizable coverage, flexible benefits, a variety of level term lengths, and coverage between $100,000 and $1,000,000. For agents, Turbo Term lets them stay in the driver’s seat by owning the business they write, offering advance commissions at all levels and supporting full hierarchy, a wholly unique value proposition versus any other product on the market. “Turbo Term was built for agent distribution. No long apps. No uncomfortable medical exams. Just a fully digital application process and great, affordable, and customizable coverage to deliver the financial stability client needs – fast,” said David Paul, AmeriLife’s national sales director of Simplified Issue Life. “We’re thrilled to partner with GTL on yet another innovative product that will deliver value to the market and supercharge agent sales.” “Time and again, GTL has proven to be a valuable partner in designing products and solutions with the modern agent—and modern consumer—in mind,” added Pat Fleming, AmeriLife’s executive vice president of Product Innovation and corporate actuary. “Turbo Term will undoubtedly prove to be a great addition to AmeriLife’s portfolio of holistic solutions, and we’re excited for the opportunities it will open up for our marketers and their agents.” Turbo Term Instant Issue Life Insurance is currently available in all states except California and New York. For more information, contact your AmeriLife-affiliated marketer or independent marketing organization (IMO), or visit www.turboterm.com. Attributions and Disclaimers with Respect to Guarantee Trust Life Insurance Company Turbo Term, Individual Level Term Life Insurance, is issued on Policy Form Series ICC21-21TL, and Rider Form Series ICC21-R21ADD, ICC21-R21ADB, ICC21-R1CHILD, and ICC21-21WP by Guarantee Trust Life Insurance Company (GTL), Glenview, IL. This product’s availability, features, riders and terms under which coverage may be continued in-force or discontinued vary by state. Certain exclusions and limitations apply. For cost and complete details of coverage, please contact us or your agent. GAD18.28-22 ### About Guarantee Trust Life Insurance Company Founded in 1936, Guarantee Trust Life Insurance Company (GTL) has a proud history of providing superior insurance products and best-in-class customer service to individuals and families. Through a competitive portfolio of value-driven health, accident, life and special risk insurance products, the company offers an attractive and trusted value proposition to its policyholders and distributors while encouraging and supporting personal growth and civic involvement from its employees. For more information, visit GTLIC.com. About Hannover Re Hannover Re, with gross premium of more than EUR 33 billion, is the third-largest reinsurer in the world. It transacts all lines of property & casualty and life & health reinsurance and is present on all continents with more than 3,000 staff. Established in 1966, the Hannover Re Group today has a network of more than 170 subsidiaries, branches and representative offices worldwide. The rating agencies most relevant to the insurance industry have awarded Hannover Re outstanding insurer financial strength ratings: Standard & Poor's AA- "Very Strong" and A.M. Best A+ "Superior". For more information, please visit www.hannover-re.com. About AmeriLife AmeriLife’s strength is its mission: to provide insurance and retirement solutions to help people live longer, healthier lives. In doing so, AmeriLife has become recognized as the leader in developing, marketing, and distributing life and health insurance, annuities and retirement planning solutions to enhance the lives of pre-retirees and retirees across the United States. For more than 50 years, AmeriLife has partnered with top insurance carriers to provide value and quality to customers served through a distribution network of over 300,000 insurance agents and advisors and more than 100 marketing organizations and insurance agency locations nationwide. For more information, visit AmeriLife.com, and follow AmeriLife on Facebook and LinkedIn. Contact Details AmeriLife Jeff Maldonado +1 321-297-1112 jmaldonado@amerilife.com Guarantee Trust Life Insurance Company Carl Leader +1 847-904-5455 cleader@gltic.com Company Website https://amerilife.com/

February 08, 2023 10:00 AM Eastern Standard Time

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Dr. Muneeb Shah– TikTok’s Famous “DermDoctor”- Joins CORTINA to Broaden Access to Dermatology Care

Cortina Health

Dr. Muneeb Shah– known widely in social media as “ DermDoctor ” or “ Doctorly ” is the #1 dermatology influencer worldwide. With an ever-increasing number of followers reaching over 20 million across his platforms, Dr. Shah has become a trusted advisor for anyone seeking skincare education and dermatology, by creating content that is as informative as it is entertaining. He is a board-certified dermatologist with a passion for skincare education and improving healthcare access. “DermDoctor” recognizes social media as a powerful tool in bringing healthcare education to millions of people who lack the resources to get it otherwise. Dr. Shah points out that, “There is a real access issue in the United States with healthcare. In certain areas, you cannot see a dermatologist…so there is a massive gap between patients and medical care that needs to be filled. ” It is precisely this gap he seeks to fill, debunking skin-related myths and guiding his online community in their skin and dermatology needs. Furthermore, he emphasizes the importance of board-certified dermatologists in diagnosing and treating skin conditions and the impactful role teledermatology can play in providing access to proper medical care: “When access to an in-person visit is not feasible, many skin conditions can be diagnosed and treated virtually by a dermatologist with proper data. Pairing Cortina’s next-generation technology with its network of board-certified dermatologists is the innovative solution dermatology patients need. That’s why I am proud to be advising Cortina’s team to improve access.” In addition to bringing attention to a seamless solution for diagnosing and treating skin conditions, Dr. Shah is passionate about minimizing misdiagnosis. A common condition that gets overlooked is rosacea as it typically resembles acne or a sunburn. Dr. Shah and Cortina’s first of many educational assets under the medical content advisor role is an informational YouTube video that can be found on Doctorly, discussing key indicators and treatments for both skin conditions in depth. Cortina Health is the only all-inclusive teledermatology platform providing patients with access to board-certified dermatologists who diagnose and prescribe personalized compounded medications which are shipped directly to the patient’s door. Cortina offers convenient, affordable and effective dermatology care to treat the most common skin conditions in all 50 states, no insurance required. Founded by Harvard Medical School Adjunct Professor, Dr. Reid Maclellan, Cortina’s ethos aligns perfectly with Dr. Shah’s vision. “I am thrilled to welcome Dr. Muneeb Shah as our Medical Content Advisor. This is a significant step in our goal to democratize dermatology care. His expertise and reach combined with Cortina’s capabilities and network of board-certified dermatologists, strengthen our commitment to patients seeking dermatology care anytime, anywhere. We are delighted to count Dr. Shah among our leadership as we merge technology, medicine, and high-quality care for all”, states Dr. Maclellan. ABOUT CORTINA At Cortina, we are passionate about personalized medicine and believe everyone deserves access to high-quality, effective treatments to feel good in their own skin. When it comes to skincare, we know there is no one-size-fits-all approach. Cortina makes elite dermatology care for the most common skin conditions convenient and accessible in all 50 states. Merging modern medicine and modern convenience, our team is committed to changing healthcare for the better. Cortina seeks to build confidence and improve the quality of life of its patients by bringing U.S. board-certified dermatologists and clinically proven, FDA-approved treatments right to their door at an affordable price. Contact Details Cortina Health Juliana Martins juliana@eleven11mediarelations.com Company Website https://www.getcortina.com/

February 07, 2023 09:07 AM Eastern Standard Time

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Global Success, Local Roots: Parissa Celebrates 40 Years as the Worldwide Leader in Natural Hair Removal

Parissa

Parissa, makers of the world’s #1 natural wax, is celebrating 40 years of global success backed by strong and enduring local roots. Family-owned and headquartered on Vancouver’s North Shore, Parissa was founded in 1983 by chemical engineer Azar Moayeri. After immigrating to Vancouver from her native Iran, Moayeri noticed a gap in the market for chemical-free hair removal solutions. That’s when Moayeri took matters into her own hands, formulating Canada’s first all-natural hair removal product from the comfort of her kitchen. From its upstart beginnings to today, Parissa’s mission has remained constant: to reinvent home hair removal for every consumer and make it a simple part of one's self-care routine. Designed for women and men alike, Parissa’s product assortment includes sugar wax, hard wax and warm wax to meet every waxing preference and need. Its streamlined waxing kits are easy to use and contain all the necessary components for achieving smooth and healthy skin results for up to eight weeks. “Forty years ago, I set out to create a product that addressed an important need in the hair removal category. Those grassroots beginnings shaped us and provided a solid foundation for us to grow into the global brand we are today,” said Parissa Founder, Azar Moayeri. “I couldn’t be more grateful for all the family, community and customer support we’ve received over the years. Our success wouldn’t have been possible without you.” At every touchpoint, Parissa is dedicated to promoting the highest quality hair removal experience with the lowest environmental impact. Every element of Parissa waxing kits – from products to packaging – is sustainable and ethically sourced from 100% all-natural ingredients like tree resin, cane sugar, beeswax, vegetable oils and plant extracts. As Parissa marks its 40-year anniversary as a worldwide leader in natural home hair removal, the company remains firmly rooted in its local and family values as well as its commitment to social responsibility and environmental sustainability. The company manufactures, packages and ships products from its award-winning eco facility in North Vancouver and employs a dedicated team equally committed to its socially-minded and customer-focused mission. Parissa is sold online at www.parissa.com and instore at Shoppers Drug Mart, Walmart, Loblaws, Ulta Beauty and in the major Whole Foods stores in the US. Visit www.parissa.com to find a retailer near you. For more information about Parissa or to book an interview with Founder, Azar Moayeri, please contact kaitlyn@1milk2sugars.com. ABOUT PARISSA Female-founded and proudly Canadian, Parissa is celebrating its 40 th anniversary as a global leader in natural waxing. Drawing from her cultural roots, scientific education, and interest in natural ingredients, founder Azar Moayeri formulated Canada’s first all-natural hair removal product in her kitchen. The sugar-based wax formula, ranging from strips to professional brow waxing pens, is gentle and safe without harsh or unnecessary chemicals. With more than 30 million at-home waxing kits sold worldwide, Parissa manufactures, packages, and ships products from its award-winning eco-facility on the beautiful North Shore of Vancouver Over the last 39 years, Parissa has expanded internationally to the USA, UK, Europe, China, South Korea and Southeast Asia and has been committed to operating fairly, ethically, and sustainably. Parissa products are all Leaping Bunny certified, sustainably packaged, and made from ethically sourced natural ingredients. To learn more visit www.parissa.com IG: @parissawax | FB: Parissa | TT: @parissawax Contact Details Parissa marketing@parissa.com

February 07, 2023 08:00 AM Eastern Standard Time

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Bevel Launches 3-in-1 Hair Oil To Help Men Moisturize, Strengthen and Thicken Hair Strands Designed for Curly, Coily & Textured Hair

Bevel

Walker and Company, the makers of Bevel, is proud to announce the release of the first Bevel 3-in-1 Hair Oil tomoisturize, nourish and strengthen curly, coily, and textured hair. The new Bevel 3-in-1 Hair Oil will retail exclusively in Walmart stores nationwide (also available on Walmart.com ) from Monday, February 6 th 2023. The Bevel 3-in-1 Hair Oil ($11.95; 3.4oz) is a nourishing infusion of natural oils formulated with Jojoba, Avocado, Castor and Tea Tree Oil to provide the top three benefits men seek for their hair-care routine in one product – scalp moisturization, hair strengthening, and strand thickening – conveniently delivered through a rigid pump bottle for more control and less mess compared to prototypical squeeze bottles familiar to the category. The Bevel’s 3-in-1 Hair Oil is free from Alcohol, Parabens, Phthalates, Sulfates, Silicones, Artificial Dyes and Fragrances, so consumers can feel the Bevel difference straight away. Renowned for delivering top-notch hair, beard, shave, skin, and body care for Black men, Bevel products are formulated without harmful ingredients for the utmost quality in hair and skin maintenance. This new addition to the Hair Collection of Bevel Curl Creme, Bevel 2-in-1 Pomade for Waves & Beard and the Bevel Daily Hair Lotion Styler marks the most recent expansion of Bevel’s robust head-to-toe grooming and self-care offering, furthering the brand’s partnership with Walmart. Bevel’s 3-in-1 Hair Oil Key Ingredients: · Jojoba Oil - has natural antibacterial and antifungal properties, so while it moisturizes parched strands, it also stays busy fighting the bad stuff · Black Castor Oil – is a renowned oil for increasing blood flow to the scalp, which in turn promotes healthier hair · Tea Tree Oil – contains antimicrobial, antibacterial, and anti-inflammatory properties, making it a powerful ingredient to combat dandruff and improve overall scalp health The Bevel 3-in-1 Hair Oil will be available in 3.4oz for $11.95 from February 2023 in select Walmart stores nationwide and at Walmart.com. For more information, visit getbevel.com or follow Bevel on Instagram. For all Bevel inquiries, please contact Bevel@firstandlastpr.com. About Walker & Company Brands Walker & Company Brands, recently acquired by Procter & Gamble, is a family of brands designing health and beauty solutions for people of color. Our vision is to build the world's most consumer-centric health and beauty products company, inspiring unprecedented customer loyalty. Founded by Tristan Walker, Walker & Company launched with the introduction of its first brand, Bevel, in 2013. Bevel provides grooming products for Black men, including a full Skin Care regimen, a Shave System, and the Bevel Trimmer, and services designed to help reduce skin irritation and razor bumps. To learn more about Walker & Company Brands, visit www.walkerandcompany.com. Contact Details Bevel First and Last PR +1 201-569-2080 Bevel@firstandlastpr.com Company Website https://getbevel.com

February 06, 2023 08:02 AM Eastern Standard Time

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Comcast Hosts Community Event and Makes a $50,000 Contribution to Santa Cruz Non-Profit Organizations for Storm Relief and Recovery

Comcast California

As Santa Cruz County works to recover and rebuild from the recent historic rainstorms that caused massive flooding, downed trees, landslides and other devastation, Comcast yesterday hosted a free event to support the community and made a $50,000 donation to the United Way of Santa Cruz and Community Bridges of Santa Cruz. “The Santa Cruz area has suffered so much from the recent storms – the devastation has been heart wrenching to experience and witness,” said Ray Cancino, CEO, Community Bridges. “This partnership and financial support from Comcast is coming at the ideal time and will provide important, valuable resources as the community strives to get back on its feet.” “We appreciate Comcast hosting yesterday’s event. It was so nice to enable this hard-hit community to take a break, come together and support each other, while having some fun.” said Keisha Browden, CEO, United Way of Santa Cruz County. “Comcast’s financial contribution to our community will help us not only expand our recovery efforts but also help us rebuild from this catastrophic disaster.” A unique feature at the Scotts Valley community event was the Xfinity Experience trailer, which features a 12 foot by 18-foot LED screen on which the movies Sing 2 and Minions: Rise of Gru were screened. The trailer also enabled free WiFi access and power so attendees could get online and charge their devices. Attendees can enjoy free food and beverages from local restaurants and there will be raffles with a variety of door prizes and special giveaways. Throughout the series of dangerous and severe storms, Comcast provided a range of services to evacuation and community support centers in Northern and Central California. Comcast’s network and engineering technicians monitored the storms’ impacts and worked diligently to restore Xfinity and Comcast Business services that were impacted as quickly and safely as possible so customers could stay connected. Comcast also made available for free use by anyone its 147,000 public Xfinity WiFi hotspots throughout Northern and Central California. This helped residents and emergency personnel stay connected during the rainstorms. # # # About Comcast Corporation Comcast Corporation (Nasdaq: CMCSA) is a global media and technology company that connects people to moments that matter. We are principally focused on connectivity, aggregation, and streaming with 57 million customer relationships across the United States and Europe. We deliver broadband, wireless, and video through our Xfinity, Comcast Business, and Sky brands; create, distribute, and stream leading entertainment, sports, and news through Universal Filmed Entertainment Group, Universal Studio Group, Sky Studios, the NBC and Telemundo broadcast networks, multiple cable networks, Peacock, NBCUniversal News Group, NBC Sports, Sky News, and Sky Sports; and provide memorable experiences at Universal Parks and Resorts in the United States and Asia. Visit www.comcastcorporation.com for more information. Contact Details Adriana Arvizo +1 925-200-1919 Adriana_Arvizo@comcast.com

February 02, 2023 02:01 PM Pacific Standard Time

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Best Essay Writing Service Reviews

R.P. Writingsmart Technologies

This article will break down the best essay writing service reviews to make sure your student days run smoothly. Here's why you need to read this. Being a student is a challenge, and often a very difficult one. Professors give students a ton of different academic assignments to handle while trying to have a normal social life and an active relationship with their families. Not to mention the lack of time to rest, practice some self-care, or enjoy a hobby. For so many students, this is close to impossible. It's because they still haven't found the right tools to help them overcome those academic difficulties. One of the most common academic tasks is writing an essay or a paper. This is a hugely time-consuming and dreadful task for students who need more writing skills. Luckily, there are essay writing services that students can turn to for writing help. Since dozens of websites write essays for you, finding an affordable but professional one is yet another obstacle you must pass. That’s where we step in. Our objective and well-researched reviews of the best essay writing services are all the information you need. Just keep reading! Best Paper Writing Services It’s time for you to learn about our top choices for writing services aimed primarily at American college students, high schoolers, and other English-speaking students. Let’s take a closer look at each one. 1. WritingUniverse We’ll kick it off with an affordable and solid website that writes essays for you which is WritingUniverse. The service was designed to help students with their writing in different ways. Company Overview The first thing we always look for with the best essay websites is when they were founded. Unfortunately, we were unsuccessful in finding this data. Since we couldn’t learn about their history, we looked at their reviews and found these: Sitejabber: 4.7 Trustpilot: 4.6 Let’s Grade It 4.8 These reviews show they’re truly well-rated and their customers are fairly satisfied with the services they provide. They offer the following services: Free essay examples Academic writing, rewriting, and research Editing and Proofreading This best essay service offers essay examples in more than a dozen subjects which students can use to learn about different writing styles and rules of essay creation. They cover virtually any type of essay, from analytical and argumentative, to reflective and rhetorical. This professional service also has an educational resource for students called Essay Guide, which helps students learn about essay writing, revision, drafting, length, and more. Finally, we were thrilled to learn that they accept a deadline as short as 3 hours. Writers We also learned that WritingUniverse has a huge base of great available writers, who are experts in a certain subject, have college degrees, and are skilled writers, even though they offer cheap writing services. This allows the company to choose the writer that is the best fit for your paper and connect you with them. They only write unique and plagiarism-free papers, so you don’t have to fear being tricked in any way. Quality Based on the USA customer reviews we've read, we can say that the quality of the paper this service offers is satisfactory. Their papers are well-researched and written by highly professional writers. They pass all the plagiarism tests and are completely original. Plus, they cover the given topic in-depth, respecting all academic writing rules. Prices and Discounts As for the prices, WritingUniverse is truly affordable and the best among the best essay writer companies. The price of one academic paper page, with a 14-day deadline, is $10.99. They even provide a 10% discount on the first order. Guarantees When you need help with an essay, the guarantees are immensely important. As for WritingUniverse, they have quite satisfactory guarantees. Those include: confidentiality a money-back guarantee no hidden charges on-time delivery high-quality Plus, all of their writers are native speakers, so your essay will be written accurately. In case you’re not happy with your essay, you can file it for revision and have them take another look at it to correct the mistakes. Customer Support Another reason why WritingUniverse is a top essay writer service is that they offer 24/7 customer support. You can reach them day and night via phone call, WhatsApp chat, or by sending an email. They'll promptly answer to solve any dilemma or help you understand their services better. Pros and Cons 2. ProEssayService Let’s proceed with the next best online essay writing service called ProEssayService. Company Overview This company is based in Manchester but we couldn’t find data about when they were founded. The company may be British, but it provides essay writing services for all English-speaking students from the UK to Canada and USA. We were first a bit put off by the interface and design of their website since it’s fairly simple and somewhat boring. However, this doesn’t change the fact that they’re among the best when it comes to finding a website that writes papers for you. They lack public reviews and ratings, so we can only share their 4.4 grade at LetsGradeIt. We went through the process of placing an order and checking if this truly is the best college essay writing service. We were happy to receive a well-written essay without any grammar or spelling mistakes. The content was fairly good as well, which made us take a closer look at this company. The services they offer are primarily academic writing. They also have editing and proofreading services, as well as rewriting and solving math problems. Their Samples section is a bit under-organized since all their samples are listed randomly. Finally, we wanted to see how fast they can deliver an order and were happy to learn there’s a 6-hours minimum deadline. Writers To make it to the team of this trustworthy writing service, writers first need to prove they're college graduates and hold an academic degree from an English-speaking country. They also have to be native English speakers and pass a research and writing test. Quality The quality of the essays we received from this service was more than satisfactory. There were no errors, stylistic, or in the content. It was punctual, grammatically correct, and well-organized. We can say for sure that they offer great high school and university-level essays. Prices and Discounts The prices of their services are fair. They start with $12.99 per page for a high school paper with the longest deadline of 14 days. If you choose 6 hours, you’ll have to pay$35.99 per page. Also, you become eligible for a lifetime discount if you’ve purchase(d) an essay before. This is great if you plan on becoming a loyal customer. Guarantees This best essay writing website does everything it can to secure its customers feel safe. They provide secure payment and sale options and guarantee confidentiality. They allow revisions and have a money-back policy. Customer Support You can reach customer support at this service via a chat form that you fill out on their main page, so it's easy to find it. You can also send them an email to get the answers you need. Finally, there's a phone you can dial as well. Pros and Cons 3. TopEssayWriting TopEssayWriting is listed next as the best website for essays so let’s take a look at their story. Company Overview This company was founded in 2023. They have a good reputation, and their rating on Trustpilot is 4.6 and 4.7 on Let’sGradeIt. This shows their credibility and the fact they’re trusted by so many customers from all over. We also loved that they have a wide plethora of services, with essay writing being the most important. The list of the type of essay you can choose seems to be going forever and includes custom essays, research papers, term papers, book reports, dissertations, thesis, scholarship essays, and more. They also offer to rewrite and edit services for students who just need someone to check their work. There are free essay samples you can find on the website of this best essay writing service in us. They have an astonishing base of more than 100,000 free essay samples that helped me write my essay more than once. They can meet a minimum deadline of 6 hours. Writers TopEssayWriting has a four-stage selection process after the application to make sure they only hire the best writers. Researchers of talented writers first look at their CVs. Then they take a grammar test, an essay writing test, and finally, their education documentation is checked. They only hire native speakers. Quality The quality of the papers this service writes is great. Dissertation, high school essay, Master’s thesis - you name it, they hold a strong level of quality for each one. We found close to no negative comments about the quality of their work. Prices and Discounts This service starts with the price of $12.99 per page for a regular high-school essay and a 14-days deadline. If you choose the minimum 6-hour deadline, the price will be $39.99. However, they are unique in offering regular discounts to customers. The more you order, the better discounts you'll receive. The discount can go up to 15% per order. Guarantees This company cares about your privacy and your satisfaction. They base their guarantees on these three principles: you’ll get your money back if you’re not happy with the order or want to cancel your identity is 100% protected your paper will be 100% original You can check for plagiarism using Turnitin if you’re suspicious at first. These guarantees are crucial for the best essay writing service online and a must for all customers looking for professionalism. Customer Support Does 24/7 help sound good to you? Whether you’re looking for essay writing assistance or help with your order, this service will provide help whenever you need it. They have a live chat at your disposal at any time, with the answer from an operator coming almost immediately. If you prefer, you can call them or send an email. Pros and Cons 4. GrabMyEssay Finally, we list GrabMyEssay next, here's what we learned about them. Company Overview This company was founded in 2013 and is considered one of the top essay writing services for students. After checking their public reviews on credible websites, we found that their Sitejabber rating is 4.6 and their Let’sGradeIt rating is 4.7 which is all great. There are many reviews and mostly positive ratings on their website as well. They seem to be credible, and we took those into account as well. They offer the three most important services for students: Essay writing Free samples Blog As for essay writing, they cover all types of essays including research papers, research proposal, dissertations, term papers, case studies, lab reports, and more. In addition, they offer editing, proofreading, and rewriting services, as well as the services of writing annotated bibliographies. It's an all-encompassing student website that provides all the necessary services in one place. Their blog is full of useful information for students regarding essay writing and written assignments. As for the deadlines they handle, their minimum deadline is 3 hours. They can complete even the most complex student assignments quickly and remain completely professional in what they deliver. Writers GrabMyEssay proudly announces that all of its writers are: native English speakers degree holders academically qualified to write your essay They allow you to inquire more about the good essay writer you choose and learn about their skills and expertise. You are also in direct communication with your writer the whole time to make sure everything runs smoothly. Quality This service is not listed as the best website for essay writing by accident. The quality of the paper they offer is undeniable, and they offer the best quality out of the four services on our list. This is due to their highly experienced and well-trained writers. Prices and Discounts The prices start at $14.99 per page for a high school-level academic paper due in 14 days. The price is fair considering the quality they offer, and you can rest assured they'll make it worth your money. However, they are a bit more expensive when you buy urgent orders. For a 3 hours deadline, the price per page jumps to $54.99 which is way more expensive than the previous service. But, if you're in luck, you might be offered a discount for a first-time order or as a returning customer. Discounts go up to 15%. Guarantees This service offers all the guarantees a customer can wish for. They guarantee that the paper will be 100% unique and plagiarism free, plus proofread to perfection. If you still find a flaw, they’ll offer a revision to make it better. They also guarantee full confidentiality and data protection. Finally, they have a money-back guarantee in case you want to cancel your order somewhere along the process. Customer Support Customer support is brilliant on this website. They have a 24/7 customer support system, and you can reach them via live chat on their website, phone, or via email. As soon as you open the website, they'll offer assistance through their live chat. Pros and Cons How do we decide what is the best paper writing service? We want to make sure that our reviews are objective and well-researched. We also want to make sure there are only trustworthy websites on our list. This is why we base our decision about what company is the best on a certain set of criteria that we always apply. Below, we’ll explain these criteria to you to help you understand the depth of our research for every website and company. Interface We find that the interface of a website plays a seriously important role. Therefore, we analyze each service's interface in terms of design, sections, ease of placing an order, CTA buttons, and more. The 4 services on our list all satisfy these criteria and offer a seamless UX to their users. Support Team Students who need to order an essay online usually have some questions along the way. This is especially the case if there’s an urgent matter to be solved. We analyze the support team for each company based on their availability, channels through which you can reach them, and their response time. We believe the support team is one of the most important factors for students hiring such services. Best Essay Writers We only wanted to choose the services that offer the top writers. When we say the best, we mean: native English speakers educated and holding a college degree experienced in writing versatile in writing possibilities We found that our top writing services all satisfy these criteria and even help you choose the best essays writers for your needs. Some offer premium and top 10 writers for a higher price, making sure you only receive the best. Quality Paper quality depends on the professional writers that are working for the company and the company's readiness to help you find the perfect match. We carefully selected those companies that assign you to the writer who is the most experienced in the subject matter you need to be covered in the essay. We also made sure there were no negative reviews about the paper's quality and that all the papers passed the plagiarism check. Prices The next criterion we use to make a solid recommendation is the price of the services. We know that students’ budgets are fairly limited, and most of them don’t have any money to waste. This is why we checked if the prices are fair. We choose affordable but quality services. Guarantees When you want to buy a research paper, you also want to ensure you are protected as a client. We looked into the guarantees these services offer and made sure that confidentiality about your identity is a priority. We also looked for Money-Back Guarantees, Revisions, Plagiarism-Free guarantees, and On-Time Delivery. Benefits of Hiring a top essay writing service You may be having doubts about hiring an essay writing service and having them handle your assignment for you. Maybe you don’t trust them enough or fear they’ll trick you. Below, we listed the top benefits that will help you change your mind. Expertise Instead of struggling to write the assignment yourself or hiring some shady freelance essay writer, you can have a writing expert do it instead. The services we’ve listed offer nothing but highly experienced and trained writers who can take care of any type of task you give them. Time-Saving High school and college students both lack the same thing - time. There’s so much to do in so little time, and they often find themselves swamped with academic tasks and private matters. Luckily, a huge benefit of hiring the best essay writer to write instead of you is that it’ll save you a ton of time. You'll be able to use this time to study, prepare for an exam, or simply rest. Healthy Nervous System Stress is extremely dangerous for our health, and students experience high levels of stress almost daily. This only proves that they need help wherever they can find it, especially with homework and studying. This is why writing services help students stress less and maintain a healthy nervous system. Quality and Uniqueness If you’re not a skilled or talented writer, it’ll be very hard for you to write a paper that is both unique and properly written. You’d need a ton of exercise and some poor attempts to reach this level of writing. But, the professional writers at these services already have the necessary experience. This guarantees your essay will be a success. Free Checks Finally, we know you want to make sure your essay is ready to be submitted to avoid any unfortunate situations. These essay writing sites will offer you a free essay check, free of charge. This helps you turn in the essay confidently and without any doubt. FAQ about the websites to write essays Now, let’s take a look at the FAQs that are probably roaming your mind as well. We'll answer them to help you understand how these quality essay services work and benefit you. Is buying papers legal? Buying a paper is completely legal, and there’s no law stopping you from doing it. These websites provide you with a service, and you are fully entitled to spend your money as you like. These companies aren’t responsible for how you’ll use this paper, so that is all on you. Can anyone find out that I buy essays online? All of the companies we’ve listed full offer confidentiality to clients. This way, you can be certain that no one will ever know that you bought college papers online unless you tell them. Also, your private data is safe and not available to any third parties to use, which increases confidentiality. Why am I anonymous? None of the websites for essays want to be responsible for your data or identity in buying essays. They also want to make sure that you feel completely safe and protected while using their services. This way, both parties are much more at ease and have fewer worries to think about. With your identity being hidden, you can freely buy essays and not fear they will somehow become public. How to distinguish a reliable site from scammers? As we've already mentioned, there is a ton of custom essay writing companies offering writing services. But not all of them are credible. Some are just scammers who are looking to get you to pay and then leave you hanging with a poorly written essay. To distinguish a reliable site, you should read the best essay writing service reviews and pay attention to the criteria we’ve mentioned in the sections above. What if I need essay help urgently? Urgency is not a problem for the best essay writing websites. Their writers are trained to write exceptional papers with deadlines as tight as 3 hours. You will have to pay a higher price for such an urgent order, but they'll deliver a quality essay as per agreement. So, even if you forgot about a paper due and need one urgently, they'll be able to handle it. What are the cheapest writing companies? If you're all looking for cheap essay services, you can find them online with just a bit of research. But if you’re looking for a combination of affordable and professional, those are the services from our list above. We sorted them starting from the cheapest one listed first. What is a good website to write essays? Not all essay writing services are good. You’ll get low-quality papers on so many of these services. But, if you read trusted review websites and gather enough information, you’ll be able to choose the services that are highly professional and offer quality papers. What essay writing services are legit? Not all essay writing services are legitimate. Many companies hire unreliable authors, overcharge, have hidden fees, or don't respect the confidentiality agreement. The best essay writing services online are those that have clear company policies they respect and guarantees that make sure their customers are protected. This is exactly what all four websites from our list above offer their customers. How do I find the best essay writing service? You need to do some thorough online research and cross-compare several most popular websites. You need to check what services they offer, what their customers are saying, and how professional they write. Your second option is to read the best custom essay writing service review and trust their research and facts. What problems might I encounter when hiring writers? Hiring a writer as your writing helper can be tricky. You don’t know these people and might have a hard time choosing the best match for your needs. Also, it might be hard to communicate with a writer who’s not from the United States due to the time zone difference. Finally, a writer may not be as experienced in your subject matter and could lack the knowledge to write your paper. Luckily, none of this is the case with our top 4 sites that write essays for you. Conclusion The question of what are the best essay writing services is difficult to answer if you don't have time to do research and dig up information on your own. This reviews list is the ultimate helper that will guide you to find the perfect service for you. The top four services on our list all offer the highest quality essays at affordable prices. They hire the best paper writers to make sure their customers are happy with the result. They're easy to navigate, and it takes a couple of minutes to place an order. They offer confidentiality and professionalism in communication so that you can freely use their services and not feel stressed about it. Hopefully, this ultimate best essay writing services review will help you find the service that is a perfect match for your academic needs and what you need to be written. Use our recommendations to find your writer and a website that you’ll be loyal to in your future orders. Contact Details Mark Blackwood markuskblackwood@gmail.com

February 02, 2023 05:25 AM Eastern Standard Time

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NAVEX Recognized Among 2023 USA Top Workplaces

NAVEX Global

NAVEX, the leader in integrated risk and compliance management software, today announced the company has been honored as a USA Top Workplace 2023. This recognition follows NAVEX being named a 2022 Oregon Top Workplace by the Portland Oregonian and a 2022 Charlotte Metro Area Top Workplace by the Charlotte Observer. Top Workplace designation is based solely on employee feedback gathered through a survey administered by Energage LLC., an employee engagement technology and analytics company. The anonymous survey measures 15 unique culture drivers that are critical to the success of any organization -- including alignment, execution, and employee connection. In addition to the Top Workplaces honor, Energage also recognized NAVEX for cultural excellence in Employee Well-Being and Diversity, Equity & Inclusion. “At NAVEX, we strive to be the one place that people want to grow their careers and thrive in life," said Cindy Raz, chief people officer at NAVEX. “Our workplace culture focuses beyond what people do professionally; we invest in them as a person through meaningful development programs and celebrate their success across the many roles they hold in life. And while this Top Workplace designation is not a goal in itself, we are deeply honored to be recognized for building and maintaining a meaningful work environment. Life is simply too short to not help people thrive.” NAVEX recognizes that people across their team have goals deeply important to them to achieve. By building a workplace culture that is focused on the total experience of a person – beyond the limited boundaries of the employee experience – NAVEX is leaning into its core value to Do the Right Things Right. Under Raz’s leadership, and with support at every level of the company, NAVEX also brings people together through community groups including groups for Women in Sales, LGBTQ+, Blacks at NAVEX, Parents at NAVEX, and more to come. “During this very challenging time, Top Workplaces has proven to be a beacon of light for organizations, as well as a sign of resiliency and strong business performance," said Eric Rubino, Energage CEO. "When you give your employees a voice, you come together to navigate challenges and shape your path forward. Top Workplaces draw on real-time insights into what works best for their organization, so they can make informed decisions that have a positive impact on their people and their business.” Learn more about Life at NAVEX: www.navex.com/en-us/company/careers-at-navex/ About Energage Making the world a better place to work together. TM Energage is a purpose-driven company that helps organizations turn employee feedback into useful business intelligence and credible employer recognition through Top Workplaces. Built on 16 years of culture research and the results from 27 million employees surveyed across more than 70,000 organizations, Energage delivers the most accurate competitive benchmark available. With access to a unique combination of patented analytic tools and expert guidance, Energage customers lead the competition with an engaged workforce and an opportunity to gain recognition for their people-first approach to culture. For more information or to nominate your organization, visit energage.com or topworkplaces.com. NAVEX is trusted by thousands of customers worldwide to help them achieve the business outcomes that matter most. As the global leader in integrated risk and compliance management software and services, we deliver solutions through the NAVEX One platform, the industry’s most comprehensive governance, risk and compliance (GRC) information system. For more information, visit NAVEX.com and our blog. Follow us on Twitter and LinkedIn. Contact Details NAVEX Scott Levesque +1 617-388-5773 scott.levesque@navex.com Company Website https://www.navex.com

February 01, 2023 04:40 PM Eastern Standard Time

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Digital Addiction is Affecting Adolescent Brain Development, Mental Health Experts Warn

The Chicago School of Professional Psychology

Is your child addicted to social media? New research shows that social media could be reprogramming children’s brains—and psychologists warn parents that they need to pay closer attention. “Once a habit like constantly checking social media is formed, it’s difficult for adolescents to self-regulate, so parents may need to step in,” said Dr. Michele Nealon, Psy.D., President of The Chicago School of Professional Psychology. The new research focuses on overuse of screen time by adolescents in a three-year neurological study by the University of North Carolina. Results published this month in the Journal of the American Medical Association, show significant changes in the brains of 12 and 13-year-olds who reported habitually checking Facebook, Instagram and Snapchat. An earlier neurobiological study reported in the peer-reviewed journal PLOS One, showed another troubling effect: compulsive adolescent tweeters had widespread and significant decreases of functional connectivity in their brain’s cortico-striatal circuits. According to these studies, social media may alter neurodevelopment, significantly changing the ways in which the adolescent brain responds to its environment. Dr. Nealon said that since the brain undergoes significant structural and functional reorganization during adolescence, habitual checking of social media may further increase the already enhanced activity in the amygdala and insula, creating hyperactive neural responses to the anticipation of more “likes” and social media feedback. “The result is an ever-increasing need for digital social rewards and a reduction of ability to resist urges to check for feedback on social media platforms,” she explained. “This never-ending loop could interfere with school, athletics, friendships and other real world social interactions that are important for normal psychosocial development.” To counter addiction to digital media, Dr. Nealon has recommendations for parents: Limit screen time to under three hours a day, depending on your child’s age and activity level. Set parental controls on social media sites and monitor the content your child is viewing. Facilitate play dates and extracurricular activities to help develop other social skills About The Chicago School of Professional Psychology: Integrating theory with hands-on experience, The Chicago School of Professional Psychology provides education rooted in a commitment to innovation, service, and community for thousands of diverse students across the United States and globally. Founded in 1979, the nonprofit, regionally accredited university now features campuses in iconic locations across the country (Chicago, Southern California, Washington, D.C., New Orleans, Dallas) and online. To spark positive change in the world where it matters most, The Chicago School has continued to expand its educational offerings beyond the field of psychology to offer more than 30 degrees and certificates in the professional fields of health services, education, counseling, business, and more. Through its engaged professional model of education, commitment to diversity and inclusion, and an extensive network of domestic and international professional partnerships, The Chicago School’s students receive real-world training opportunities that reflect their future careers. The Chicago School is proud to be a part of TCS Education System, a nonprofit, integrated system of colleges and universities that works collaboratively to advance student success and community impact. To learn more, visit www.thechicagoschool.edu. Contact Details Vivien Hao +1 323-893-4743 vhao@thechicagoschool.edu

January 31, 2023 11:11 AM Pacific Standard Time

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Record Put/Call Ratio — What’s Going On?

Options AI

Multiple headlines in the past few weeks highlighted record-high put/call ratios (PCRs), typically a bearish sentiment indicator. Investors may be growing increasingly bearish into 2023, but institutional traders know that other things could be going on too. The PCR is the number of put options traded divided by the number of call options traded for a given period of time. A PCR of 1 means the number of buyers of calls is the same as the number of buyers of puts. Over the past few weeks, the market has seen days with a PCR above 2.0 So What’s Going On? Not only are we in a bearish market with investors growing more cautious, but we are also seeing higher interest rates for the first time in years. Higher interest rates result in a more significant cost to carry long stock positions and price of options contracts (rho). Additionally, a down market has left large open interest in now deep-in-the-money (ITM) put options. This situation allows professional traders to target a specific type of arbitrage opportunity in which they target puts in high open interest contracts as part of a zero delta spread and then early exercise those puts. To explain, here’s an example of how this might work. Two traders target deep ITM, high open interest put strikes by crossing a 0 delta put spread (buying a 100 delta put while selling a 100 delta put as a net zero delta put spread) with each other (for the max value of that spread). The traders then early exercise the long puts on their spreads. Because assignments are given out randomly rather than directly to all those that are short that strike, each trader is only assigned one part of their spread. That leaves them with a short stock vs. a long 100 delta put. What Does This Mean for Me? From a market perspective, the volume associated with this professional arbitrage activity means that the PCR may be somewhat distorted as an indicator at the moment. More importantly, everyday investors should be aware of this activity, since the options they have sold may have a higher chance of being assigned. Here’s an example. You sold 10 contracts of a credit put spread in XYZ stock. The stock price falls below the short and long strike of the spread, implying that the spread may expire at maximum loss. However, prior to expiration, the 10 short put contracts are early assigned, where the original spread of -10 puts / +10 puts transforms into a +1,000 shares / long 10 puts position. The position still has defined risk but no immediate cause for alarm. However, now your account must have sufficient funds to own 1,000 shares of the underlying stock. If your account does not have sufficient funds to own the stock position, you will likely face a margin call that is due on the stock settlement date (2 business days after the assignment). In other words, your brokerage will request that you post sufficient funds. If you cover the margin call, you might carry the position. If you don’t, either you or your brokerage will want to immediately close the position. If you don’t meet the margin call by posting sufficient funds, you still have several options, including closing the position or exercising the long option. In a high-interest rate environment, another factor enters the frame. Even if you exercise the long put to flatten the stock position or if you sell the assigned stock, settlement of the exercise (or stock sale) is also 2 business days. Since you are reacting to an assignment that took place the previous day, you’ll face at least one business day where you will need to borrow funds to carry the long stock position. Worse, the settlement mismatch may occur over a weekend, meaning you must now borrow funds for 3 business days. And, even worse, a holiday would mean that you must unavoidably borrow funds for 4 days. In a low-interest-rate environment, borrowing money is obviously relatively cheap. You may not even notice the interest charge applied by the clearing broker, relative to the original known maximum loss of the trade. In a new high-interest rate environment, the consequences increase. If a 10-contract assignment translates into 1,000 shares of stock worth $300,000, and despite immediately closing the position, your settlement straddles a holiday weekend, you could end up with 4 days of interest at say, 8%. That’s over $250 in interest that would need to be factored in on top of the original maximum loss of the spread. Creating Strategies in an Ever Changing Market The new reality is, in this market of higher interest rates, early assignment on deep ITM options will happen more often. What can traders do to avoid the borrowing costs of early assignment? You can find strategies to avoid the borrowing costs of an early assignment. More active trade management often holds the key. Conduct regular scanning of winners and losers that have moved deeper ITM and might be prone to assignment. Take winners and losers off sooner by closing positions earlier. A good rule of thumb is to look for positions that are at or near 100 deltas on long and short strikes. Close those positions when they are at or near max loss or max gain before they have the chance to be early assigned. This post contains sponsored advertising content. This content is for informational purposes only and is not intended to be investing advice. Contact Details Options AI Options AI support@optionsai.com Company Website https://www.optionsai.com/

January 30, 2023 02:16 PM Eastern Standard Time

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